415 Metra Rd, Coldwater, MS 38618 Property Records

Tate County property record for 415 Metra Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,238 sqft · built 1979
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on Record
Tax Bill	$638 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018 28 0004100`

Property Details

APN / Parcel Number

Primary APN	`018 28 0004100`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Building Area	1,238 sqft Finished Area
1st Floor Area	1,152 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	196,020 sqft (4.5 acres)
Patio Area	800 sqft

Location & Zoning

Street Address	415 METRA RD
City	COLDWATER
State	MS
Zip	38618-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LOT 13 APACHE LAKE FARMS #2 PT SE 1/4
Legal Range	05
Legal Township	04
Legal Section	28
Legal Subdivision	APACHE LAKE FARMS
Legal Lot Number	13
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	4
Census Block	4000
Census Tract	950100

Owner

Source: Tate County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 METRA RD, COLDWATER, MS 38618-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · USDA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SYCAMORE BANK
Sep 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017
Deed Sale	Sep 29, 2017
Deed Book / Page	2017 / 2965
Last Transfer Date	Oct 22, 2023
Transfer Doc	2023003565
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	415 METRA RD, COLDWATER, MS 38618-3503
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	SELECT TITLE SERVICES INC, SELECT TITLE ETC ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026/3733
Date	Mar 26, 2026
Book Page	2026/3733

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	415 METRA RD, COLDWATER, MS 38618-3503
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/14043
Date	Nov 9, 2023
Book Page	2023/14043

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	415 METRA RD, COLDWATER, MS 38618-3503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/11338
Date	Aug 28, 2019
Book Page	2019/11338

Lender

Name	SYCAMORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Sep 29, 2017
Property Address	415 METRA RD, COLDWATER, MS 38618-3503
Document Number	2017/2965
Book / Page	2017 / 2965
Map Reference	PL 6 PG 23
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 METRA RD, 323, COLDWATER, MS 38618-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$638.00 (+13.32%)	$7,667 (+25.59%) Land $2,020 Building $5,647	$76,667 (+25.58%) Land $20,200 Building $56,467
2023	$563.00	$6,105 Land $2,020 Building $4,085	$61,049 Land $20,200 Building $40,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Metra Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures