415 Mather St, Alton, IL 62002 Property Records

Madison County property record for 415 Mather St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 588 sqft · built 1960
Lot Size	0.064 acres (2,799 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2025)
Tax Bill	$2,044 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Sale & Mortgage + 2 more
APN	`23-2-07-02-05-103-018`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-02-05-103-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	588 sqft Living Area
Gross Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	2,799 sqft (0.064 acres)
Lot Dimensions	62.2 ft deep x 45 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	415 MATHER ST
City	ALTON
State	IL
Zip	62002-5102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNIERS SECOND SUBD LOT PT3 45.01 X 61.8
Legal Subdivision	MOUNIERS SECOND SUBD
Legal Lot Number	3
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	2
Census Block	2015
Census Tract	402200

Owner

Source: Madison County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	415 MATHER ST, ALTON, IL 62002-5102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Dec 28, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit 1ST MIDAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Deed Document Number	202532716
Prior Transfer Date	Aug 17, 2007
Prior Transfer Doc	0000050104
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jul 2, 2026
Property Address	415 MATHER ST, ALTON, IL 62002-5102
Document Number	0000018789
Instrument Date	Jun 26, 2026
Instrument	202618789
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MATHER ST, ALTON, IL 62002-5102

Mortgage

Document Number	0000018789,
Date	Jul 2, 2026
Instrument	202618789

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 19, 2025
Property Address	415 MATHER ST, ALTON, IL 62002-5102
Document Number	0000032716
Map Reference	PB 2 PG 33
Instrument Date	Nov 17, 2025
Instrument	2025R32716
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	SERENITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MATHER ST, ALTON, IL 62002-5102

Mortgage

Document Number	0000032717
Date	Nov 19, 2025
Instrument	2025R32717

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Dec 28, 2020
Property Address	415 MATHER ST, ALTON, IL 62002-5102
Document Number	0000048250
Map Reference	PB 2 PG 33
Instrument Date	Dec 14, 2020
Instrument	2020R48250
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	PRAIRIE STATE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MATHER ST, ALTON, IL 62002-5102

Mortgage

Document Number	0000048251
Date	Dec 28, 2020
Instrument	2020R48251

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	2.5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	415 MATHER ST, ALTON, IL 62002-5102
Document Number	0000014396
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 MATHER ST ALTON IL 620025102, ALTON, IL 62002-5102

Mortgage

Document Number	0000014396
Date	May 1, 2017
Instrument	14396

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union
Address	EAST ALTON, IL 62024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,044.00 (+11.63%) Homeowner's exemption	$31,540 (+10.55%) Land $1,230 Building $30,310	$94,620 (+10.55%) Land $3,690 Building $90,930
2024	$1,831.00 (+20.78%)	$28,530 (+22.55%) Land $1,110 Building $27,420	$85,590 (+22.43%) Land $3,330 Building $82,260
2022	$1,516.00	$23,280 Land $900 Building $22,380	$69,910 Land $2,703 Building $67,207

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, Verizon, Wisper ISP.

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