Montgomery County property record for 415 Marlay Rd, Dayton, OH 45405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,947 sqft · built 1947 |
| Lot Size | 0.369 acres (16,091 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,900 (Aug 2013) |
| Tax Bill | $3,252 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | E20 18001 0042 |
| Primary APN | E20 18001 0042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,947 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 16,091 sqft (0.369 acres) |
| Lot Dimensions | 149 ft deep x 108 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 259 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 MARLAY RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45405-1858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 39 & T VAC ALY BROAD ACRES |
| Legal Subdivision | BROAD ACRES |
| Legal Lot Number | 42 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 80300 |
415 Marlay Rd is owned and occupied by an individual who bought it in August 2013.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 MARLAY RD, DAYTON, OH 45405-1858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jul 14, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2013 · Amount on File |
| Deed Sale | Aug 1, 2013 · Amount on File |
| Deed Document Number | 0000053521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 415 MARLAY RD, DAYTON, OH 45405-1858 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 415 MARLAY RD, DAYTON, OH 45405-1858 |
| Document Number | 0000028648 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-00028648 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Aug 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 415 MARLAY RD, DAYTON, OH 45405-1858 |
| Document Number | 0000061008 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 MARLAY RD DAYTON OH 454051858, DAYTON, OH 45405-1858 |
| Document Number | 0000061008 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 61008 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Harrison Township |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,310 Land $7,620 Building $31,690 | ||
| 2024 | $3,252.00 (+12.53%) | ||
| 2023 | $2,890.00 (+2.81%) | $39,310 (+40.04%) Land $7,620 Building $31,690 | $112,300 Land $21,760 Building $90,540 |
| 2022 | $2,811.00 | $28,070 Land $5,440 Building $22,630 | |
| 2020 | $80,220 Land $15,550 Building $64,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 Marlay Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Marlay Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 2 PWS serves 83,033 people · EPA ID OH5701503 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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