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415 Main St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 415 Main St, Spencer, MA 01562

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2 ba · 2,460 sqft · built 1940
Lot Size1.71 acres (74,488 sqft)
OwnerCompany Name on File
Last Sale$935,000 (Aug 2025)
Tax Bill$2,380 (2026)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPEN M:00R35 B:00046 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00R35 B:00046 L:00000

Interior

Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area2,460 sqft Total Area
Basement Area1,392 sqft
Unfinished Basement1,392 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,488 sqft (1.71 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address415 MAIN ST
CitySPENCER
StateMA
Zip01562
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeC
Legal Block46
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1030
Census Tract726100

Owner

415 Main St, a commercial property, is owned by a company that bought it in August 2025.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address415 MAIN ST, SPENCER, MA 01562
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2025 · Amount on File
Deed SaleAug 19, 2025 · Amount on File
Prior SaleNov 2, 2007
Deed Book / Page72416 / 394
Prior Transfer DateAug 18, 2025
Prior Transfer Doc072416-394
Record UpdatedOct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPENCER MA
Recording DateAug 19, 2025
Property Address415 MAIN ST, SPENCER, MA 01562-1905
Document Number072416-394
Book / Page72416 / 394
Instrument DateAug 18, 2025
Instrument69951
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069952
DateAug 19, 2025
Instrument69952
Lender
NameCOUNTRY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 415 Main St was $2,380, down 70.3% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,380.00 (-70.31%)$216,720 (-68.26%) Land $24,540 Building $192,180$449,118 (-48.59%)
2025$8,017.00 (+10.06%)$682,900 (+7.26%) Land $71,300 Building $611,600$873,620
2024$7,284.00 (+4.88%)$636,700 (+10.56%) Land $71,300 Building $565,400
2023$6,945.00$575,900 Land $71,300 Building $504,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people · EPA ID MA2280000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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