San Luis Obispo County property record for 415 Main St, Morro Bay, CA 93442 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,086 sqft · built 2004 |
| Lot Size | 0.096 acres (4,161 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (May 2013) |
| Tax Bill | $10,398 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-174-003 |
| Primary APN | 066-174-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,086 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Wood |
| Lot Area | 4,161 sqft (0.096 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 415 MAIN ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY MB TR 2285 LT 1 |
| Legal Subdivision | MORRO COVE |
| Legal Tract | 2285 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-174-003
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 8347, SPOKANE, WA 99203-0347 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2013 · Amount on Record |
| Deed Sale | May 07, 2013 · Amount on Record |
| Deed Document Number | 201326279 |
| Last Transfer Date | Nov 04, 2014 |
| Transfer Doc | 0000048049 |
| Record Updated | Sep 20, 2026 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $962,311 (+2%) Land $594,549 Building $367,762 | |
| 2025 | $10,398.00 (+3.6%) | $943,443 (+4.04%) Land $582,892 Building $360,551 |
| 2023 | $10,037.00 (+6.69%) | $906,809 Land $560,258 Building $346,551 |
| 2022 | $9,408.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 289 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Radiate Holdings | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Ranch WiFi | Fixed Wireless (unlicensed) | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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