415 Mack St, Joliet, IL 60435 Property Records

Will County property record for 415 Mack St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	840 sqft · built 1928
Lot Size	0.14 acres (6,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,050 (Oct 2023)
Tax Bill	$7,643 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-08-227-016`

Property Details

APN / Parcel Number

Primary APN	`30-07-08-227-016`
Alternative APN	`07082270160000`

Interior

Stories	2 Stories
Building Area	840 sqft
Gross Area	1,680 sqft
Basement Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	6,238 sqft (0.14 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	415 MACK ST
City	JOLIET
State	IL
Zip	60435-5919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 IN ROOSEVELT PLACE, A SUB OF PRT OF THE NE1/4 OF SEC 8, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	08
Legal Subdivision	ROOSEVELT PLACE
Legal Lot Number	77
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	3
Census Block	3015
Census Tract	881700

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 MACK ST, JOLIET, IL 60435-5919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 26, 2017	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on Record
Deed Sale	Oct 17, 2023 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	202354404
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 17, 2023
Property Address	415 MACK ST, JOLIET, IL 60435-5919
Document Number	0000054404
Map Reference	DOC 262453
Instrument Date	Sep 1, 2023
Instrument	R2023054404
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 MACK ST, JOLIET, IL 60435-5919

Mortgage

Document Number	0000054405
Date	Oct 17, 2023
Instrument	R2023054405

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.2%
Change Frequency	2 Years

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	415 MACK ST, JOLIET, IL 60435-5919
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021716
Date	Mar 14, 2022
Instrument	R2022021716

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Oct 26, 2017
Property Address	415 MACK ST, JOLIET, IL 60435-5919
Document Number	0000084615
Map Reference	MB13 PG72 DOC262453
Instrument Date	Sep 20, 2017
Instrument	R2017084615
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 MACK ST, JOLIET, IL 60435-5919

Mortgage

Document Number	0000084616
Date	Oct 26, 2017
Instrument	R2017084616

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate	4.62%

Mortgage

Document Number	0000084617
Date	Oct 26, 2017
Instrument	R2017084617

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,643.00 (+18.46%)	$103,180 (+9.3%) Land $18,047 Building $85,133	$309,540 (+9.3%) Land $54,141 Building $255,399
2024		$94,400 (+24.42%) Land $16,511 Building $77,889	$283,200 (+24.42%) Land $49,533 Building $233,667
2022	$6,452.00 Homeowner's exemption	$75,870 Land $13,270 Building $62,600	$227,610 Land $39,810 Building $187,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Bertram Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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