Smyth County property record for 415 Loves Mill Rd, Chilhowie, VA 24319
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,905 sqft · built 1970 |
| Lot Size | 4.44 acres (193,406 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $960 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-A-47 |
| Primary APN | 65-A-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,905 sqft Living Area |
| Gross Area | 2,453 sqft |
| 1st Floor Area | 1,202 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 193,406 sqft (4.44 acres) |
| Porch | Porch |
| Porch Area | 314 sqft |
| Deck Area | 234 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 121703 |
|---|---|
| Street Address | 415 LOVES MILL RD |
| City | CHILHOWIE |
| State | VA |
| Zip | 24319-5940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH FORK 65 A 47 |
| Legal Subdivision | SOUTH FORK |
| Jurisdiction | SMYTH VA |
| Township / Civil Division | CHILHOWIE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 30702 |
415 Loves Mill Rd is owned and occupied by an individual.
Source: Smyth County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 LOVES MILL RD, CHILHOWIE, VA 24319-5940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 415 Loves Mill Rd was $960, up 16.9% from the year before.
Source: Smyth County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Smyth County |
| Unified School District | Smyth County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960.00 (+16.93%) | $139,200 (-) Land $24,200 Building $115,000 | $139,200 (-) Land $24,200 Building $115,000 |
| 2025 | $821.00 | $139,200 Land $24,200 Building $115,000 | $139,200 Land $24,200 Building $115,000 |
| 2023 | $683.00 | $92,400 Land $21,200 Building $71,200 | $92,400 Land $21,200 Building $71,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Loves Mill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (2019–2025) |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Loves Mill Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHILHOWIE serves 4,625 people · EPA ID VA1173090 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from CHILHOWIE_WCSA REGIONAL WTP |
| Last State Inspection | Aug 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Point Broadband Fiber | 1,000 / 1,000 |
| SmythNet Fixed Wireless | 100 / 100 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures