Monroe County property record for 415 Louise Ln, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,443 sqft · built 2007 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $10,277 (2025) |
| Deeds & Mortgages | Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-165-009-000 |
| Primary APN | 08-19-165-009-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,443 sqft Living Area |
| 1st Floor Area | 2,443 sqft |
| Basement Area | 2,443 sqft |
| Unfinished Basement | 2,443 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 923 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,026 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 352 sqft |
| Deck Area | 72 sqft |
| Patio Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 415 LOUISE LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR1 |
| Legal Description | LOT 9 REMLOK |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | REMLOK |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 600401 |
415 Louise Ln is owner-occupied and held in a trust since February 2019.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 415 LOUISE LN, WATERLOO, IL 62298-3289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2019 |
| Transfer Doc | 0000400185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 4, 2019 |
| Property Address | 415 LOUISE LN, WATERLOO, IL 62298-3289 |
| Document Number | 0000400185 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 400185 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 415 LOUISE LN WATERLOO IL 622983289, WATERLOO, IL 62298-3289 |
The 2025 property tax bill for 415 Louise Ln was $10,277 with a homeowner's exemption, up 3.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,277.00 (+3.53%) Homeowner's exemption Disabled Person's exemption | $180,890 Land $24,600 Building $156,290 | $542,670 Land $73,800 Building $468,870 |
| 2024 | $9,927.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $134,690 Land $19,310 Building $115,380 | $404,070 Land $57,930 Building $346,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Louise Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Louise Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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