415 Lora Smith Rd, Newnan, GA 30265 Property Records

Coweta County property record for 415 Lora Smith Rd, Newnan, GA 30265

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,499 sqft · built 1997
Owner	Individual Name on File
Last Sale	$328,000 (Sep 2024)
Tax Bill	$2,906 (2025)
Deeds & Mortgages	Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W09 004`

Property Details

APN / Parcel Number

Primary APN	`W09 004`
Alternative APN	`40291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,499 sqft Heated Area
1st Floor Area	1,499 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Subfloor
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	435 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	15 sqft
Deck Area	144 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	40291
Old Parcel Number	W09004
Street Address	415 LORA SMITH RD
City	NEWNAN
State	GA
Zip	30265-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ND
Legal Description	H/LT A-5 CHESTERFIELD MANOR S/D
Legal Subdivision	CHESTERFIELD MANOR
Legal Lot Number	A-5
Jurisdiction	COWETA GA
Township / Civil Division	NEWNAN
Census Block Group	1
Census Block	1009
Census Tract	170405

Owner

415 Lora Smith Rd is owned and occupied by an individual who bought it in September 2024.

Source: Coweta County records, as of November 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	415 LORA SMITH RD, NEWNAN, GA 30265-2754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Jun 13, 2024 · Amount on File
Deed Document Number	0056921234
Deed Book / Page	5692 / 1234
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	415 LORA SMITH RD, NEWNAN, GA 30265-2754
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LORA SMITH RD, NEWNAN, GA 30265-2754

Mortgage

Document Number	00057150000000809
Date	Apr 4, 2025
Book Page	0000005715/0000000809
Instrument	D2025-004673

Lender

Name	EVERETT FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 415 Lora Smith Rd was $2,906, up 4.9% from the year before.

Source: Coweta County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Coweta County
Unified School District	Coweta County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,906.00 (+4.91%)	$121,000 (-0.81%) Land $30,000 Building $91,000	$302,500 (-0.81%) Land $75,000 Building $227,500
2024	$2,770.00 (+39.83%)	$121,987 (+15.38%) Land $30,000 Building $91,987	$304,968 (+15.38%) Land $75,000 Building $229,968
2023	$1,981.00 Homeowner's exemption	$105,724 Land $22,000 Building $83,724	$264,309 Land $55,000 Building $209,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Lora Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Lora Smith Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COWETA WATER & SEWER AUTH. serves 92,907 people · EPA ID GA0770042
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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