415 Locust St, Ottawa, IL 61350 Property Records

LaSalle County property record for 415 Locust St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,352 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Jun 2023)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-10-418-011`

Property Details

APN / Parcel Number

Primary APN	`21-10-418-011`
Alternative APN	`18-10-451-010`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,352 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	415 LOCUST ST
City	OTTAWA
State	IL
Zip	61350-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAYS SUB, LT 3 (EX N50') & (EX 262 SQ FT TO RD) & LT 5 BLK 2 SEC 10-33-3
Legal Range	03
Legal Township	33
Legal Section	10
Legal Subdivision	MAYS SUB
Legal Block	2
Legal Lot Number	3-5
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	2
Census Block	2023
Census Tract	962800

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 LOCUST ST, OTTAWA, IL 61350-3243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	20235258
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jun 1, 2023
Property Address	415 LOCUST ST, OTTAWA, IL 61350-3243
Document Number	0202305258
Map Reference	DOC 612576
Instrument Date	May 1, 2023
Instrument	2023-05258
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LOCUST ST, OTTAWA, IL 61350-3243

Mortgage

Document Number	0202305259
Date	Jun 1, 2023
Instrument	2023-05259

Lender

Name	NUMARK CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.13%

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,195.00 (+8.59%)	$67,763 (+23.31%) Land $7,538 Building $60,225	$203,289 (+23.31%) Land $22,614 Building $180,675
2024	$5,705.00
2023		$54,955 (+10.18%) Land $6,113 Building $48,842	$164,865 (+10.18%) Land $18,339 Building $146,526
2022		$49,877 Land $5,575 Building $44,302	$149,631 Land $16,725 Building $132,906

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: Surf Internet, Verizon.

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