415 Lincoln Ave, Flora, IL 62839 Property Records

Clay County property record for 415 Lincoln Ave, Flora, IL 62839

Property Summary

Property TypeMulti-Family Dwellings
Details1 ba · 896 sqft · built 1976
Lot Size0.095 acres (4,174 sqft)
OwnerIndividual Name on File
Last Sale$23,000 (Jan 2017)
Tax Bill$962 (2025)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-25-405-003

Property Details

APN / Parcel Number

Primary APN10-25-405-003

Interior

Full Baths1 Bath
Stories1 Story
Building Area896 sqft Living Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleMulti-Family
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Roof MaterialShingle
Lot Area4,174 sqft (0.095 acres)
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area96 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address415 LINCOLN AVE
CityFLORA
StateIL
Zip62839-2736
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionC E MORRISON'S SUB DIV S 67' LOT 3
Legal SubdivisionC E MORRISONS SUB
Legal Lot Number3
JurisdictionCLAY IL
Township / Civil DivisionHARTER
Census Block Group2
Census Block2034
Census Tract972100

Owner

415 Lincoln Ave, a residential property, is owned and occupied by an individual who bought it in January 2017.

Source: Clay County records, as of October 15, 2026

Owner of RecordIndividual Name on File
Mailing Address415 LINCOLN AVE, FLORA, IL 62839-2736
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2017 · Amount on File
Deed SaleJan 13, 2017 · Amount on File
Deed Document Number2017190763
Record UpdatedOct 29, 2026

January 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY IL
Recording DateJan 13, 2017
Property Address415 LINCOLN AVE, FLORA, IL 62839-2736
Document NumberD190763
Instrument DateJan 13, 2017
InstrumentD190763
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$34.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 LINCOLN AVE, FLORA, IL 62839-2736

Mortgage

Document NumberD190764
DateJan 13, 2017
InstrumentD190764
Lender
NameCLAY COUNTY STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueMar 13, 2022
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 415 Lincoln Ave was $962 with a homeowner's exemption, up 11% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$962.00 (+10.96%) Homeowner's exemption$18,566 Land $1,188 Building $17,378$55,698 Land $3,564 Building $52,134
2024$867.00
2022$761.00 (+10.77%) Homeowner's exemption$13,996 Land $829 Building $13,167$41,988 Land $2,487 Building $39,501
2021$687.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Lincoln Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Lincoln Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORA
serves 5,233 people · EPA ID IL0250100
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Wabash Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: ClearWave.

Nearby Properties on Lincoln Ave

Nearby Streets

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