415 Lee St, Wickliffe, KY 42087 Property Records

Ballard County property record for 415 Lee St, Wickliffe, KY 42087

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$54,000 (Jul 2020)
Tax Bill	$565 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15A-03-22`

Property Details

APN / Parcel Number

Primary APN	`15A-03-22`
Alternative APN	`804`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	415 LEE ST
City	WICKLIFFE
State	KY
Zip	42087-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	BALLARD KY
Township / Civil Division	WICKLIFFE
Census Block Group	3
Census Block	3043
Census Tract	950300

Owner

Source: Ballard County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	415 LEE ST, WICKLIFFE, KY 42087-9281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 9, 2008	Deed of Trust, Mortgage BENEFICIAL KENTUCKY INC
Apr 12, 2011	Deed of Trust, Mortgage · ARM C PLANT FCU
Sep 29, 2023	Warranty Deed, Transfer
Jul 20, 2020	Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC
Jan 31, 2007	Warranty Deed, Transfer CITIZENS DEPOSIT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	520946
Deed Book / Page	123 / 244
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	415 LEE ST, WICKLIFFE, KY 42087-9281
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LEE ST, WICKLIFFE, KY 42087-9281

Mortgage

Document Number	000143/504
Date	Oct 17, 2025
Book Page	143/504
Instrument	539131

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	415 LEE ST, WICKLIFFE, KY 42087-9281
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG034/133
Date	Sep 9, 2008
Book Page	MTG 034/133
Instrument	211886

Lender

Name	BENEFICIAL KENTUCKY INC
Address	PADUCAH, KY 42001

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 4, 2023

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	415 LEE ST, WICKLIFFE, KY 42087-9281
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG051/597
Date	Apr 12, 2011
Book Page	MTG 051/597
Instrument	228381

Lender

Name	C PLANT FCU
Address	PADUCAH, KY 42001

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jun 5, 2014
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Sep 29, 2023
Property Address	415 LEE ST, WICKLIFFE, KY 42087-9281
Document Number	000134/523
Book / Page	134 / 523
Map Reference	MB 2 PG 1
Instrument Date	Sep 28, 2023
Instrument	526168
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 LEE ST, WICKLIFFE, KY 42087-9281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2680 N FRIENDSHIP RD, PADUCAH, KY 42001-8648

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BALLARD KY
Recording Date	Jul 20, 2020
Property Address	415 LEE ST, WICKLIFFE, KY 42087-9281
Document Number	000123/244
Book / Page	123 / 244
Map Reference	MB 2 PG 1
Instrument Date	Jul 17, 2020
Instrument	520946
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 NICKELL HEIGHTS RD, PADUCAH, KY 42003-1210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LEE ST, WICKLIFFE, KY 42087-9281

Mortgage

Document Number	0000520947
Date	Jul 20, 2020
Instrument	520947

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Jan 31, 2007
Property Address	415 LEE ST, WICKLIFFE, KY 42087-9281
Document Number	DEED081/451
Book / Page	DEED 081 / 451
Map Reference	MB2 PG1
Instrument Date	Jan 25, 2007
Instrument	207043
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 653, WICKLIFFE, KY 42087-0653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 251, WICKLIFFE, KY 42087-0251

Mortgage

Document Number	0000207044
Date	Jan 31, 2007
Instrument	207044

Lender

Name	CITIZENS DEPOSIT BANK

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 25, 2027

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Wickliffe City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00 (-25.46%) Additional exemption filed	$104,900 (+94.26%)	$104,900 (+94.26%)
2023	$758.00 Additional exemption filed	$54,000	$54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	15 (1979–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WICKLIFFE MUNICIPAL WATER SYSTEM serves 1,264 people · EPA ID KY0040469
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	14 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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