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415 Lawrence St, Etowah, TN 37331 Property Records

McMinn County property record for 415 Lawrence St, Etowah, TN 37331

Property Summary

Property TypeMobile Home
Details2 ba · 2,160 sqft · built 2024
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$7,000 (Aug 1999)
Tax Bill$1,573 (2025)
Deeds & MortgagesAug 2024 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN054107J A 04000

Property Details

APN / Parcel Number

Primary APN054107J A 04000
Alternative APNs
  • 107J A 04000 00004107J
  • 107J A 04000

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,160 sqft Living Area
1st Floor Area2,160 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleMobile/Manufactured
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions200 ft deep x 150 ft wide
TerrainRolling
PorchSlab
Deck Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address415 LAWRENCE ST
CityETOWAH
StateTN
Zip37331-2702
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDISTRICT: 04 04 105L D 105M 02400 000, COUNTY AREA: I01
Legal SubdivisionGUFFEY ADD.
Legal Lot Number66
JurisdictionMCMINN TN
Township / Civil Division4
Census Block Group2
Census Block2007
Census Tract970602

Owner

415 Lawrence St, a mobile home, is owned by an individual who bought it in August 1999.

Source: McMinn County records, as of March 25, 2026

Owner of RecordIndividual Name on File
Mailing Address415 LAWRENCE ST, ETOWAH, TN 37331-2702
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 1999 · Amount on File
Deed SaleAug 31, 1999 · Amount on File
Prior SaleJan 28, 1993
Deed Book / Page15A / 629
Record UpdatedJun 8, 2026

August 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMCMINN TN
Recording DateAug 13, 2024
Property Address415 LAWRENCE ST, ETOWAH, TN 37331-2702
Document Number000024G442
Book / Page24G / 442
Instrument DateJul 30, 2024
Instrument257578
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2026
Title CompanyUNKNOWN, TRUSTPRO T&E INC

Transaction

AmountAmount on Record
Tax$92.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address184 COUNTY ROAD 892, ETOWAH, TN 37331-5527

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 CLEMMER FERRY RD, BENTON, TN 37307-3414

Mortgage

Document Number0000257579
DateAug 13, 2024
Instrument257579
Lender
Name1ST SIGNATURE LENDING LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueAug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 415 Lawrence St was $1,573, up 2,025.7% from the year before.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcMinn County
MunicipalityEtowah City
Elementary School DistrictEtowah City School District (PK - 08)
Secondary School DistrictMcMinn County School District in Etowah (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,573.00 (+2,025.68%)$66,725 (+2,035.2%) Land $3,125 Building $63,600
2024$74.00$3,125 (-) Land $3,125
2023$74.00 (-10.84%)$3,125 (+25%) Land $3,125$266,900 (+2,569%) Land $12,500 Building $254,400
2022$83.00$2,500 Land $2,500$10,000 Land $10,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Lawrence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Lawrence St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemETOWAH UTILITIES
serves 12,851 people · EPA ID TN0000233
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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