415 Lake Tide Dr, Chapin, SC 29036 Property Records

Lexington County property record for 415 Lake Tide Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1977
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2022)
Tax Bill	$10,475 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001025-06-021`

Property Details

APN / Parcel Number

Primary APN	`001025-06-021`
Alternative APN	`0102506021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Wood
Roof Material	Shingle
Lot Area	38,768 sqft (0.89 acres)
View / Lot	Waterfront / Beach

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	415 LAKE TIDE DR
City	CHAPIN
State	SC
Zip	29036-8769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LESESNE WOODS WEST LOT 8
Legal Lot Number	8
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2002
Census Tract	21205

Owner

Source: Lexington County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3254 PARK AVE, WANTAGH, NY 11793-3316
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORP
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE CORPORATION
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED MORTGAGE CORP
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	202231793
Deed Book / Page	21017 / 1266
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	415 LAKE TIDE DR, CHAPIN, SC 29036-8769
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3254 PARK AVE, WANTAGH, NY 11793-3316

Mortgage

Document Number	2108202570
Date	Nov 15, 2023
Book Page	21082/2570
Instrument	2023040732

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	May 29, 2026
Property Address	415 LAKE TIDE DR, CHAPIN, SC 29036-8769
Document Number	2122404779
Book / Page	21224 / 4779
Instrument Date	May 21, 2026
Instrument	202622123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3254 PARK AVE, WANTAGH, NY 11793-3316

Mortgage

Document Number	0000022123,
Date	May 29, 2026
Book Page	21224/4779
Instrument	202622123

Lender

Name	UNITED MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jul 14, 2022
Property Address	415 LAKE TIDE DR, CHAPIN, SC 29036-8769
Document Number	2101701266
Book / Page	21017 / 1266
Map Reference	MB 110-G PG 97
Instrument Date	Jun 27, 2022
Instrument	2022031793
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,066.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3254 PARK AVE, WANTAGH, NY 11793-3316

Mortgage

Document Number	2022031794
Date	Jul 14, 2022
Instrument	2022031794

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	415 LAKE TIDE DR, CHAPIN, SC 29036-8769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1910000057
Date	Mar 30, 2017
Book Page	19100/057
Instrument	2017014634

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,475.00 (-1.71%)
2024	$10,657.00 (+0.22%)	$24,600 (+214.86%) Land $7,200 Building $17,400	$410,000 (+109.93%) Land $120,000 Building $290,000
2023	$10,634.00	$7,813 Land $4,308 Building $3,505	$195,307 Land $107,689 Building $87,618

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHADY ACRES private · serves 73 people · EPA ID SC3250060
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF COLUMBIA
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Mar 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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