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415 Laguna Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 415 Laguna Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,151 sqft · built 1998
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$1,370,000 (Jan 2020)
Tax Bill$14,849 (2024)
Deeds & MortgagesApr 2022 Transfer
Jan 2020 Sale
Flood ZoneZone AE (high risk)
APN00453475-003100

Property Details

APN / Parcel Number

Primary APN00453475-003100
Alternative APNs
  • 33613900453475003100
  • 1555401

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,151 sqft Living Area
1st Floor Area4,151 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2014
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area504 sqft

Exterior Amenities

Pool Area400 sqft
PorchOpen Porch
Porch Area671 sqft
Patio Area600 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1555401
Old Parcel Number33613900453475003100
Street Address415 LAGUNA AVE
CityKEY LARGO
StateFL
Zip33037-4340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 415 PORT LARGO FIFTH ADDITION KEY LARGO PB6-109 OR796-2450 OR796-2464 OR805-1882/83 OR846-207 OR881-1782 OR1362-591D/C
Legal Range39E
Legal Township61S
Legal Section33
Legal SubdivisionPORT LARGO 5TH ADD
Legal Lot Number415
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2015
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address415 LAGUNA AVE, KEY LARGO, FL 33037-4340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2022Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 28, 2020Warranty Deed, Transfer
CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2020 · Amount on Record
Deed SaleJan 28, 2020 · Amount on Record
Prior SaleJan 28, 2020 · Amount on Record
Deed Document Number0030060345
Deed Book / Page003006 / 000345
Last Transfer DateApr 8, 2022
Transfer Doc0031660676
Record UpdatedJun 8, 2026

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 8, 2022
Property Address415 LAGUNA AVE, KEY LARGO, FL 33037-4340
Document Number0031660676
Book / Page3166 / 676
Map ReferenceMB 6 PG 109
Instrument DateApr 8, 2022
Instrument2369799
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1231 DERBY LN, 1231, SARASOTA, FL 34242-8701

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 28, 2020
Property Address415 LAGUNA AVE, KEY LARGO, FL 33037-4340
Document Number0030060345
Book / Page003006 / 000345
Instrument DateJan 24, 2020
Instrument2253870
Transaction TypeTransfer
Record UpdatedFeb 25, 2020
Title CompanyCORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

AmountAmount Recorded
Tax$9,590.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1231 DERBY LN SARASOTA FL 342428701, SARASOTA, FL 34242-8701

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,912,361 (+0.86%)$2,184,599 (+15.22%) Land $1,235,000 Building $949,599
2024$14,849.00 (-6.1%)
2023$15,813.00 (+36.33%)$1,896,085 (+13.35%) Land $1,176,000 Building $720,085$1,896,085 (+13.35%) Land $1,176,000 Building $720,085
2022$11,599.00$1,672,801 Land $969,600 Building $703,201$1,672,801 Land $969,600 Building $703,201

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
incl. 244 condo units
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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