Transylvania County property record for 415 Ladd Rdg, Rosman, NC 28772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,728 sqft · built 1993 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,000 (Jan 2013) |
| Tax Bill | $3,209 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8561-23-1670-000 |
| Primary APN | 8561-23-1670-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,728 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 218,236 sqft (5.01 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 70381070 |
|---|---|
| Street Address | 415 LADD RDG |
| City | ROSMAN |
| State | NC |
| Zip | 28772-9836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T107B OFF US HWY 178 |
| Legal Subdivision | INDIAN COMP MOUNTAIN INC |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | EASTATOE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 960501 |
415 Ladd Rdg is owned by two individuals who bought it in January 2013.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 GLEN RIDGE AVE, TEMPLE TERRACE, FL 33617-4108 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2013 · Amount on File |
| Deed Sale | Jan 17, 2013 · Amount on File |
| Prior Sale | Dec 1, 1989 · Amount on File |
| Deed Document Number | 2013325 |
| Deed Book / Page | 641 / 306 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 415 Ladd Rdg was $3,209.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,209.00 | $668,050 Land $102,290 Building $565,760 | $668,050 Land $102,290 Building $565,760 |
| 2023 | $2,282.00 | $346,680 Land $71,640 Building $275,040 | $346,680 Land $71,640 Building $275,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Ladd Rdg in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Ladd Rdg is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Comporium DSL · Fiber in parts of the area | 10 / 1 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures