415 Labrador Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 415 Labrador Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,047 sqft · built 2019
Lot Size	7.01 acres (305,356 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,390 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000C167320`

Property Details

APN / Parcel Number

Primary APN	`000C167320`
Alternative APNs	`03-0822-18-2-04-17-0000` `R802375` `C16732`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,047 sqft Living Area
Gross Area	5,309 sqft
1st Floor Area	4,047 sqft
Basement Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	305,356 sqft
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces
Porch	Enclosed Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	415 LABRADOR DR
City	LAUREL
State	MT
Zip	59044-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RANCH RETREAT SUB (14), S18, T02 S, R25 E, LOT 4
Legal Range	25E
Legal Township	02S
Legal Section	18
Legal Subdivision	RIVER RANCH RETREAT SUB (14)
Legal Block	2
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	2
Census Block	2074
Census Tract	940001

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	415 LABRADOR DR, LAUREL, MT 59044-3029
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK
Aug 20, 2020	Deed of Trust, Construction Loan · Line of Credit STOCKMAN BK/MT
Nov 12, 2019	Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT
May 30, 2019	Warranty Deed, Subdivision Related Transfer FIRST MONTANA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 7, 2025
Transfer Doc	0004102118
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	415 LABRADOR DR, LAUREL, MT 59044-3029
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003918073
Date	Apr 24, 2020
Instrument	3918073

Lender

Name	STOCKMAN BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	May 10, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 20, 2020
Property Address	415 LABRADOR DR, LAUREL, MT 59044-3029
Document Number	0003934644
Instrument Date	Aug 10, 2020
Instrument	3934644
Transaction Type	Construction Loan
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LABRADOR DR LAUREL MT 590443029, LAUREL, MT 59044-3029

Mortgage

Document Number	0003934644
Date	Aug 20, 2020
Instrument	3934644

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 19, 2021

Interest

Rate Type	Adjustable Rate

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 12, 2019
Property Address	415 LABRADOR DR, LAUREL, MT 59044-3029
Instrument Date	Nov 5, 2019
Instrument	3902331
Transaction Type	Construction Loan
Record Updated	Nov 21, 2019
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 MCMASTERS RD BILLINGS MT 591019412, BILLINGS, MT 59101-9412

Mortgage

Document Number	0003902331
Date	Nov 12, 2019
Instrument	3902331

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 11, 2020

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 30, 2019
Property Address	415 LABRADOR DR, LAUREL, MT 59044-3029
Document Number	0003884319
Instrument Date	May 29, 2019
Instrument	3884319
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 5, 2019
Title Company	FIRST MONTANA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 LABRADOR DR LAUREL MT 590443029, LAUREL, MT 59044-3029

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,131,100 (-) Land $261,974 Building $869,126	$1,131,100 (-) Land $261,974 Building $869,126
2025	$6,390.00 (-1.68%)	$1,131,100 (+34.3%) Land $261,974 Building $869,126	$1,131,100 (+34.3%) Land $261,974 Building $869,126
2024	$6,499.00 (+21.82%)
2023	$5,335.00	$842,200	$842,200 Land $124,647 Building $717,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2011–2022)
Most Recent Claim	Jun 2022 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jun 2022 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 65% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Wisp West.

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