415 Knowles Rd, Silver Cliff (Westcliffe), CO 81252 Property Records

Custer County property record for 415 Knowles Rd, Silver Cliff, CO 81252

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 2,566 sqft · built 1992
Lot Size	43.7 acres (1,904,008 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jun 2020)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2014 Line of Credit + 6 more
APN	`0010033392`

Property Details

APN / Parcel Number

Primary APN	`0010033392`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,566 sqft Heated Area
Gross Area	3,366 sqft
1st Floor Area	1,500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,904,008 sqft (43.7 acres)
Porch	Slab
Porch Area	800 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	415 KNOWLES RD
City	SILVER CLIFF
State	CO
Zip	81252-9094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BULL DOMINGO RANCH MAP #11
Legal Subdivision	BULL DOMINGO RANCH
Legal Lot Number	4
Jurisdiction	CUSTER CO
Township / Civil Division	WESTCLIFFE
Census Block Group	3
Census Block	3004
Census Tract	970101

Owner

Source: Custer County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 329, WESTCLIFFE, CO 81252-0329
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage KIRKPATRICK BANK
Apr 22, 2014	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF COLORADO
May 29, 2025	Deed of Trust, Mortgage · Line of Credit KIRKPATRICK BANK
Mar 12, 2010	Deed of Trust, Mortgage · Line of Credit COLORADO MOUNTAI BANK
Jun 30, 2020	Bargain and Sale Deed, Transfer
Jun 30, 2020	Warranty Deed, Transfer · Commercial Mortgage KIRKPATRICK BANK
Apr 5, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ADVANTAGE HOME MORTGAGE LLC
Apr 13, 2015	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	2020238284
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000244804
Date	Feb 24, 2022
Instrument	244804

Lender

Name	KIRKPATRICK BANK
Type	Bank
Address	EDMOND, OK 73013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000736/160
Date	Apr 22, 2014
Book Page	736/160
Instrument	00223152

Lender

Name	FIRST STATE BANK OF COLORADO
Address	WESTCLIFFE, CO 81252

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252818
Date	May 29, 2025
Instrument	252818

Lender

Name	KIRKPATRICK BANK
Type	Bank
Address	WESTCLIFFE, CO 81252

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 23, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUSTER CO
Property Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000652/014
Date	Mar 12, 2010
Book Page	652/014
Instrument	00214625

Lender

Name	COLORADO MOUNTAI BANK
Address	WESTCLIFFE, CO 81252

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Apr 29, 2015

June 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CUSTER CO
Recording Date	Jun 30, 2020
Property Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094
Document Number	0000238285
Instrument Date	Jun 30, 2020
Instrument	238285
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1578, WESTCLIFFE, CO 81252-1578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9211 W 2ND AVE, STILLWATER, OK 74074-6760

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Jun 30, 2020
Property Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094
Document Number	0000238284
Instrument Date	Jun 30, 2020
Instrument	238284
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1578, WESTCLIFFE, CO 81252-1578

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9211 W 2ND AVE, STILLWATER, OK 74074-6760

Mortgage

Document Number	0000238286
Date	Jun 30, 2020
Instrument	238286

Lender

Name	KIRKPATRICK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Apr 5, 2019
Property Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094
Document Number	0000234859
Instrument Date	Apr 1, 2019
Instrument	234859
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094

Mortgage

Document Number	0000234860
Date	Apr 5, 2019
Instrument	234860

Lender

Name	ADVANTAGE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUSTER CO
Recording Date	Apr 13, 2015
Property Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094
Document Number	000753/234
Book / Page	753 / 234
Instrument Date	Apr 7, 2015
Instrument	00225088
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$27.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	415 KNOWLES RD, SILVER CLIFF, CO 81252-9094

Mortgage

Document Number	0000225089
Date	Apr 13, 2015
Instrument	00225089

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

Source: Custer County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Custer County
Unified School District	Custer County School District C-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,735.00 (+11.36%)	$25,690 (-8.64%)	$406,960 (-2.19%)
2023	$1,558.00 (+22.87%)	$28,120 (+42.6%)	$416,069 (+52.97%)
2022	$1,268.00	$19,720 Land $1,480 Building $18,240	$271,992 Land $16,831 Building $255,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 76% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hilltop Broadband Fixed Wireless	50 / 15
Visionary Broadband Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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