St. Louis County property record for 415 Joe Ave, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1955 |
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,084 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24N-42-0414 |
| Primary APN | 24N-42-0414 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Gross Area | 1,860 sqft |
| 1st Floor Area | 1,426 sqft |
| Basement Area | 434 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 23,000 sqft (0.528 acres) |
| Lot Dimensions | 184 ft deep x 125 ft wide |
| Terrain | Below Road/Slope |
| Garage Type | Carport |
| Garage Area | 434 sqft |
| Carport | Carport |
| Carport Area | 434 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 102 sqft |
| Patio Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 415 JOE AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-5433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | LOUISA HEIGHTS BLK PT 7 N 125 FT OF S 250 FT |
| Legal Subdivision | LOUISA HEIGHTS |
| Legal Block | 7 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 218201 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 JOE AVE, SAINT LOUIS, MO 63122-5433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Beneficiary Deed, Transfer |
| Jan 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2022 |
| Transfer Doc | 0000000205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 29, 2022 |
| Property Address | 415 JOE AVE, SAINT LOUIS, MO 63122-5433 |
| Document Number | 2022072900205 |
| Map Reference | MB 6 PG 48 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022072900205 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 JOE AVE, 415, SAINT LOUIS, MO 63122-5433 |
| Name | Verified Name |
|---|---|
| Address | 558 AUTUMN OAKS DR, ELLISVILLE, MO 63021-5988 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 415 JOE AVE, SAINT LOUIS, MO 63122-5433 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 415 JOE AVE, SAINT LOUIS, MO 63122-5433 |
| Document Number | 0245645756 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 24564/5756 |
| Instrument | 2021010600936 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,090 (-) Land $52,930 Building $26,160 | $416,300 (-) Land $278,600 Building $137,700 | |
| 2025 | $4,084.00 (-0.39%) | $79,090 (+20.88%) Land $52,930 Building $26,160 | $416,300 (+20.88%) Land $278,600 Building $137,700 |
| 2024 | $4,100.00 (+1.59%) | ||
| 2023 | $4,036.00 (+2.54%) | $65,430 (+9.12%) Land $38,130 Building $27,300 | $344,400 (+9.13%) Land $200,700 Building $143,700 |
| 2022 | $3,936.00 | $59,960 Land $38,130 Building $21,830 | |
| 2021 | $315,600 Land $200,700 Building $114,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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