415 Jefferson Ave, Cape Charles, VA 23310 Property Records

Northampton County property record for 415 Jefferson Ave, Cape Charles, VA 23310

Property Summary

Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jul 2023)
Tax Bill$5,881 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Jul 2023 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN83A1-1-62

Property Details

APN / Parcel Number

Primary APN83A1-1-62
Alternative APNs
  • 10006090
  • 473570
  • 4387

Exterior

Lot Area43,560 sqft (1 acres)
Lot Dimensions140 ft deep x 40 ft wide

Location & Zoning

Account Number10006090
Street Address415 JEFFERSON AVE
CityCAPE CHARLES
StateVA
Zip23310-2909
Property CategoryOther
Property TypeUnknown
Legal DescriptionLOT #62 40 X 140 LOT #62 40 X 140
Legal Lot Number62
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group2
Census Block2017
Census Tract930301

Owner

Source: Northampton County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13624 SWANHOLLOW DR, HENRICO, VA 23233-7621
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Line of Credit
THE OLD POINT NATIONAL BANK OF PHOEBUS
Jul 18, 2023Warranty Deed, Transfer · Line of Credit
THE OLD POINT NATIONAL BANK OF PHOE
Jun 22, 2007Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleJun 22, 2007 · Amount on Record
Deed Document Number230001702
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address415 JEFFERSON AVE, CAPE CHARLES, VA 23310-2909
Transaction TypeMortgage
Record UpdatedMar 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240000274
DateFeb 14, 2024
Instrument240000274
Lender
NameTHE OLD POINT NATIONAL BANK OF PHOEBUS
Agreement
TypeLine of Credit
AmountAmount Recorded
Term373 Months
DueMar 1, 2055
Interest
Rate TypeAdjustable Rate

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateJul 18, 2023
Property Address415 JEFFERSON AVE, CAPE CHARLES, VA 23310-2909
Document Number0230001702
Instrument DateJul 5, 2023
Instrument230001702
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyA AND N TITLE AND SETTLEMENT, A & N TITLE & SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13624 SWANHOLLOW DR, HENRICO, VA 23233-7621

Mortgage

Document Number0230001703
DateJul 18, 2023
Instrument230001703
Lender
NameTHE OLD POINT NATIONAL BANK OF PHOE
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2007: Deed, Transfer

Document TypeDeed
JurisdictionNORTHAMPTON VA
Recording DateJun 22, 2007
Property Address415 JEFFERSON AVE, CAPE CHARLES, VA 23310-2909
Document Number0070001563
Map ReferenceDD41 PG483-485
Instrument DateMay 30, 2007
Instrument070001563
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

AmountAmount Recorded
Tax$84.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 WEST PEACE VALLEY ROAD, CHALFONT, PA 18914
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,881.00 (+384.03%)$834,200 (+421.7%) Land $182,400 Building $651,800
2024$834,200 (+421.7%) Land $182,400 Building $651,800
2023$1,215.00$159,900 (-) Land $159,900$159,900 (-) Land $159,900
2022$1,215.00$159,900 Land $159,900$159,900 Land $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies98 units insured
incl. 15 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CAPE CHARLES
serves 1,342 people · EPA ID VA3131120
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Eastern Shore of Virginia Broadband Authority
Fiber
200 / 200
AT&T
Fixed Wireless
100 / 20

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