415 Jackson St, Centralia, WA 98531 Property Records

Lewis County property record for 415 Jackson St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1950
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2023 Mortgage + 4 more
APN	`002568-002-000`

Property Details

APN / Parcel Number

Primary APN	`002568-002-000`
Alternative APNs	`2205326` `12522`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Plywood
Foundation Type	Block
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 59 ft wide
Terrain	Low
Porch	Covered Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2205326
Street Address	415 JACKSON ST
City	CENTRALIA
State	WA
Zip	98531-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 08 TOWNSHIP 14N RANGE 02W PTN LT 2 BLK 3 SUMMA ACREAGE 1/141 2002145
Legal Range	02W
Legal Township	14N
Legal Section	08
Legal Subdivision	SUMMA ACREAGE ADD
Legal Block	3
Legal Lot Number	2
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	4
Census Block	4016
Census Tract	970700

Owner

Source: Lewis County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	817 HAMILTON AVE, CENTRALIA, WA 98531-2427
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 14, 2023	Deed of Trust, Mortgage SPLITERO FUNDING INC
Jan 26, 2018	Special Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Jan 26, 2018	Quit Claim Deed, Transfer TITLE GUARANTY
Sep 29, 2017	Special Warranty Deed, Foreclosure LEWIS COUNTY TITLE
Jan 5, 2017	Quit Claim Deed, Foreclosure LEWIS COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2005
Deed Sale	May 26, 2005
Deed Document Number	20053223298
Last Transfer Date	Jan 3, 2018
Transfer Doc	0003478538
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Recording Date	Sep 16, 2026
Property Address	415 JACKSON ST, CENTRALIA, WA 98531-2433
Document Number	0003644318
Instrument Date	Sep 10, 2026
Instrument	20263644318
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 JACKSON ST, CENTRALIA, WA 98531-2433

Mortgage

Document Number	0003644318,
Date	Sep 16, 2026
Instrument	20263644318

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2056

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	415 JACKSON ST, CENTRALIA, WA 98531-2433
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 JACKSON ST, CENTRALIA, WA 98531-2433

Mortgage

Document Number	0003589706
Date	Feb 14, 2023
Instrument	3589706

Lender

Name	SPLITERO FUNDING INC
Type	Non-Lending Institution
Address	CLEARWATER, FL 33759

Agreement

Amount	Amount Recorded

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 26, 2018
Property Address	415 JACKSON ST, CENTRALIA, WA 98531-2433
Document Number	0003478537
Instrument Date	Jan 23, 2018
Instrument	3478537
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 JACKSON ST, CENTRALIA, WA 98531-2433

Mortgage

Document Number	0003478539
Date	Jan 26, 2018
Instrument	3478539

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 26, 2018
Property Address	415 JACKSON ST, CENTRALIA, WA 98531-2433
Document Number	0003478538
Instrument Date	Jan 17, 2018
Instrument	3478538
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE GUARANTY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Sep 29, 2017
Property Address	415 JACKSON ST, CENTRALIA, WA 98531-2433
Document Number	0003472838
Instrument Date	Sep 22, 2017
Instrument	3472838
Transaction Type	Foreclosure
Record Updated	Sep 20, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

January 2017: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 5, 2017
Property Address	415 JACKSON ST, CENTRALIA, WA 98531-2433
Document Number	0003459021
Instrument Date	Nov 25, 2016
Instrument	3459021
Transaction Type	Foreclosure
Record Updated	Jan 19, 2017
Title Company	LEWIS COUNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	415 JACKSON ST CENTRALIA WA 985312433, CENTRALIA, WA 98531-2433

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00 (+37.98%)	$272,900 (-) Land $50,000 Building $222,900	$272,900 (-) Land $50,000 Building $222,900
2024	$1,793.00 (-4.12%)	$272,900 (+19.64%) Land $50,000 Building $222,900	$272,900 (+19.64%) Land $50,000 Building $222,900
2023	$1,870.00
2022		$228,100 Land $50,000 Building $178,100	$228,100 Land $50,000 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 105 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	236 (1986–2022)
Claims Outside the SFHA	22 of 236
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 131 claims High Winds, Severe Storms And Flooding, Feb 1996 · 62 claims Severe Storms & Flooding, Nov 1990 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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