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415 Jacks Memorial Rd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 415 Jacks Memorial Rd, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,994 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2022)
Tax Bill$3,299.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-26-30-4950-0001-2060
Alternative APNs
  • 263003495000012060
  • 81889

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,994 sqft Living Area
Gross Area2,994 sqft Gross Area
1st Floor1,994 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area26,136 sqft (0.6 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area550 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area36 sqft Pool
Shed1 Shed
Shed Area192 sqft Shed
Deck Area962 sqft Deck
Patio Area190 sqft Patio
Porch Area450 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address415 JACKS MEMORIAL RD
CitySAINT CLOUD
StateFL
Zip34769-1961
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PB B PGS 61-62 LOT 206 LESS COM SE COR, W 314.19 FT, N 85 FT, E 164.48 FT, S 5 FT, E 150 FT, S 80 FT TO POB
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block2060
Legal Lot Number206
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records · APN 03-26-30-4950-0001-2060

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address415 JACKS MEMORIAL RD, SAINT CLOUD, FL 34769-1961
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MAGNOLIA BANK
Oct 11, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Prior SaleMar 30, 2011 · Amount on Record
Deed Doc Number202261264
Deed Book / Page6196 / 1374
Prior Transfer DateOct 15, 2015
Prior Transfer Doc0048631225
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address415 JACKS MEMORIAL RD, SAINT CLOUD, FL 34769-1961
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1813 CHERRYWOOD CT, SAINT CLOUD, FL 34769-1627

Mortgage

Document Number0061961375
DateApr 19, 2022
Book Page6196/1375
Instrument2022061265
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address415 JACKS MEMORIAL RD, SAINT CLOUD, FL 34769-1961
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 JACKS MEMORIAL RD, SAINT CLOUD, FL 34769-1961

Mortgage

Document Number0064881017
DateOct 11, 2023
Book Page6488/1017
Instrument2023134185
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term343 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,416.00 (+3.55%) Homeowner's exemption$233,762 (+5.99%)$418,800 (+11.18%) Land $71,500 Building $347,300
2024$3,299.00 (+2.68%)
2023$3,213.00 (+81.32%) Homeowner's exemption$220,558 (+57.03%)$376,700 (+13.46%) Land $65,000 Building $311,700
2022$1,772.00 Homeowner's exemption$140,455$332,000 Land $58,500 Building $273,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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