415 J St, Fairbury, NE 68352 Property Records

Jefferson County property record for 415 J St, Fairbury, NE 68352

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,936 sqft · built 1927
Lot Size	0.112 acres (4,878 sqft)
Owner	Individual Name on File
Last Sale	$51,500 (Jun 2020)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480019908`

Property Details

APN / Parcel Number

Primary APN	`480019908`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Flooring	Carpet

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,878 sqft (0.112 acres)
Lot Dimensions	67 ft deep x 72.8 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 J ST
City	FAIRBURY
State	NE
Zip	68352-2828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	S 1/2 OF LOT 1 & S 1/2 OF E 17' OF LOT 2BLK 11 MC DOWELL 1ST ADD F8
Legal Subdivision	MC DOWELL 1ST ADD
Legal Block	11
Legal Lot Number	1,2
Jurisdiction	JEFFERSON NE
Township / Civil Division	FAIRBURY
Census Block Group	1
Census Block	1051
Census Tract	963800

Owner

415 J St is owned and occupied by an individual who bought it in June 2020.

Source: Jefferson County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	415 J ST, FAIRBURY, NE 68352-2828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON NE
Recording Date	Jun 5, 2020
Property Address	415 J ST, FAIRBURY, NE 68352-2828
Document Number	000137/153
Book / Page	137 / 153
Instrument Date	Jun 5, 2020
Instrument	2020-00603
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACT & TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000604
Date	Jun 5, 2020
Instrument	2020-00604

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 415 J St was $1,333.

Source: Jefferson County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Jefferson County
Municipality	Fairbury City
Unified School District	Fairbury Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,514 (+5.98%) Land $6,097 Building $95,417	$101,514 (+5.98%) Land $6,097 Building $95,417
2025	$1,333.00	$95,789 Land $6,097 Building $89,692	$95,789 Land $6,097 Building $89,692
2023	$1,252.00	$58,982 Land $1,658 Building $57,324	$58,982 Land $1,658 Building $57,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 J St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1993 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 415 J St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRBURY serves 3,707 people · EPA ID NE3109507
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20