415 Holmes St, Lemont, IL 60439 Property Records

Cook County property record for 415 Holmes St, Lemont, IL 60439 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,045 sqft · built 1955
Lot Size	0.157 acres (6,850 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2025)
Tax Bill	$5,819 (2023)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-20-437-008`

Property Details

APN / Parcel Number

Primary APN	`22-20-437-008`
Alternative APN	`22-20-437-008-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,850 sqft (0.157 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	415 HOLMES ST
City	LEMONT
State	IL
Zip	60439-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H W (MARTINS) ADD TO (LEMONT) SUB OF LTS 11&12 EX NLY 100 FT OF PT OF LT11 LYING E OF HERBERT NORTONS ADD TO LEMONT IN COUNTY
Legal Range	11E
Legal Township	37N
Legal Section	20
Legal Subdivision	MARTINS ADD TO LEMONT
Legal Lot Number	11,12
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	2
Census Block	2055
Census Tract	824004

Owner

Source: Cook County records · APN 22-20-437-008

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3821 W 51ST ST, CHICAGO, IL 60632-3613
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit THE AMERICAN COMMERCIAL BANK & TRUST
Oct 01, 2018	Warranty Deed, Transfer · Line of Credit PARKWAY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2025 · Amount on Record
Deed Sale	Jan 29, 2025 · Amount on Record
Prior Sale	Oct 01, 2018 · Amount on Record
Deed Document Number	202522108
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	415 HOLMES ST, LEMONT, IL 60439-4014
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025928312
Date	Sep 16, 2022
Instrument	2225928312

Lender

Name	THE AMERICAN COMMERCIAL BANK & TRUST
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 01, 2018
Property Address	415 HOLMES ST, LEMONT, IL 60439-4014
Document Number	1827406046
Instrument Date	Sep 20, 2018
Instrument	27406046
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$193.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 NAPERVILLE DR ROMEOVILLE IL 60446, ROMEOVILLE, IL 60446

Mortgage

Document Number	1827406047
Date	Oct 01, 2018
Instrument	27406047

Lender

Name	PARKWAY BK
Type	Bank
Address	HARWOOD HEIGHTS, IL 60706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 30, 2023

Interest

Rate Type	Adjustable Rate
Rate	5.2%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,000 (+42.05%) Land $4,281 Building $23,719	$280,000 (+42.05%) Land $42,810 Building $237,190
2023	$5,819.00 (+21.61%)
2022	$4,785.00	$19,711 Land $3,767 Building $15,944	$197,110 Land $37,670 Building $159,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Holmes St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures