415 High St, Geneva, IN 46740 Property Records

Adams County property record for 415 High St, Geneva, IN 46740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$100,400 (Sep 2018)
Tax Bill	$408 (2025)
Deeds & Mortgages	Jan 2020 Refinance Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-11-29-303-017.000-019`

Property Details

APN / Parcel Number

Primary APN	`01-11-29-303-017.000-019`
Alternative APNs	`02118000001478` `00043426148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	357 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00043426148
Street Address	415 HIGH ST
City	GENEVA
State	IN
Zip	46740-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	G W PYLE'S ADD LOT 220
Legal Subdivision	G W PYLES ADD
Legal Lot Number	220
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	3
Census Block	3020
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 HIGH ST, GENEVA, IN 46740-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RUOFF MORTGAGE CO
Sep 17, 2018	Warranty Deed, Transfer RUOFF MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20183635
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	415 HIGH ST, GENEVA, IN 46740-9697
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020000008
Date	Jan 2, 2020
Instrument	202020000008

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 17, 2018
Property Address	415 HIGH ST, GENEVA, IN 46740-9697
Document Number	2018003635
Instrument Date	Sep 12, 2018
Instrument	2018003635
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 HIGH ST, GENEVA, IN 46740-9697

Mortgage

Document Number	2018003636
Date	Sep 17, 2018
Instrument	2018003636

Lender

Name	RUOFF MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Municipality	Geneva Town
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$408.00 (-24.44%) Homeowner's exemption	$70,400 (+11.39%) Land $7,600 Building $62,800	$70,400 (+11.39%) Land $7,600 Building $62,800
2024	$540.00 (+10.2%)
2023	$490.00 (+46.71%)	$63,200 (+4.46%) Land $7,600 Building $55,600	$63,200 (+4.46%) Land $7,600 Building $55,600
2022	$334.00 (+14.38%)	$60,500 Land $7,600 Building $52,900	$60,500 Land $7,600 Building $52,900
2020	$292.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA WATER DEPARTMENT serves 1,359 people · EPA ID IN5201003
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Watch TV.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures