415 Harding Ct, Sterling, VA 20164 Property Records

Loudoun County property record for 415 Harding Ct, Sterling, VA 20164

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,848 sqft · built 1974
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$482,000 (Nov 2023)
Tax Bill$4,175 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Mar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN022-49-9876-000

Property Details

APN / Parcel Number

Primary APN022-49-9876-000
Alternative APN
  • 81 F5B 2722

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,848 sqft Living Area
1st Floor Area750 sqft
Basement Area288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1995
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)

Exterior Amenities

PorchOpen Porch
Porch Area72 sqft
Patio Area80 sqft
Shed1 Shed
Shed Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address415 HARDING CT
CitySTERLING
StateVA
Zip20164-2521
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodePDH3
Legal DescriptionSTERLING PARK SEC.5 BLK.B LOT 2722 200407070069735 1739--1794 BROYHILLS ADDN
Legal SubdivisionBROYHILLS ADDN
Legal BlockB
Legal Lot Number2722
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3005
Census Tract611400

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 HARDING CT, STERLING, VA 20164-2521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
Mar 23, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2023 · Amount on Record
Deed SaleNov 8, 2023 · Amount on Record
Deed Document Number202344777
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateNov 8, 2023
Property Address415 HARDING CT, STERLING, VA 20164-2521
Document Number0000044777
Instrument DateNov 3, 2023
Instrument202311080044777
Transaction TypeTransfer
Record UpdatedNov 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 HARDING CT, STERLING, VA 20164-2521

Mortgage

Document Number0000044778
DateNov 8, 2023
Instrument202311080044778
Lender
NameGEORGE MASON MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDOUN VA
Recording DateMar 23, 2022
Property Address415 HARDING CT, STERLING, VA 20164-2521
Document Number0000017537
Instrument DateMar 18, 2022
Instrument202203230017537
Transaction TypeTransfer
Record UpdatedApr 13, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5092 HIGHBOURNE LN, CENTREVILLE, VA 20120-6406

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,175.00 (+7.88%)$518,710 (+17.27%) Land $168,500 Building $350,210$518,710 (+17.27%) Land $168,500 Building $350,210
2023$3,870.00$442,310 Land $163,500 Building $278,810$442,310 Land $163,500 Building $278,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.5% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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