Worcester County property record for 415 Harbour Dr, Ocean City, MD 21842
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,300 sqft · built 1996 |
| Lot Size | 0.083 acres (3,610 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,900 (Oct 2009) |
| Tax Bill | $10,980 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-303753 |
| Primary APN | 10-303753 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,300 sqft Total Area |
| Utility Area | 78 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,610 sqft (0.083 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 60 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 303753 |
|---|---|
| Street Address | 415 HARBOUR DR |
| City | OCEAN CITY |
| State | MD |
| Zip | 21842-4691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TR |
| Legal Description | LOT 8 3610.21 SQ FT W/S HARBOUR DR MONTEGO BAY MOBILE HM PK SEC 8A |
| Legal Subdivision | MONTEGO BAY MHP |
| Legal Lot Number | 1578B |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 7, OCEAN CITY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 950300 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3011 WOODED KNOLL CT, ELLICOTT CITY, MD 21042-7618 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2009 · Amount on File |
| Deed Sale | Oct 26, 2009 · Amount on File |
| Prior Sale | Oct 9, 2001 · Amount on File |
| Deed Document Number | 2009372931 |
| Deed Book / Page | 5366 / 58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 415 HARBOUR DR, OCEAN CITY, MD 21842-4691 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0077760272 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 7776/272 |
| Name | STRONG HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Ocean City Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,980.00 (+11.46%) | $810,000 (+48.81%) Land $390,000 Building $420,000 | $810,000 (+48.81%) Land $390,000 Building $420,000 |
| 2025 | $9,851.00 (+28.4%) | ||
| 2023 | $7,672.00 | $544,300 Land $287,000 Building $257,300 | $544,300 Land $287,000 Building $257,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 346 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 497 units insured incl. 151 condo units |
| Nearby Flood Claims | 93 (1982–2023) |
| Claims Outside the SFHA | 14 of 93 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN CITY serves 30,000 people · EPA ID MD0230003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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