415 Graystone Cir, Whitewater, MO 63785 Property Records

Cape Girardeau County property record for 415 Graystone Cir, Whitewater, MO 63785

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,528 sqft · built 1999
Lot Size	3.43 acres (149,411 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Mar 2018)
Tax Bill	$1,560 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`138002704006000000`

Property Details

APN / Parcel Number

Primary APN	`138002704006000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	149,411 sqft (3.43 acres)
Lot Dimensions	402 ft deep x 26 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	415 GRAYSTONE CIR
City	WHITEWATER
State	MO
Zip	63785-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 STONEY BROOK HAVEN II 19/19
Legal Range	11E
Legal Township	31S
Legal Section	27
Legal Subdivision	STONEY BROOK HAVEN
Legal Lot Number	6
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	KINDER
Census Block Group	4
Census Block	4039
Census Tract	880300

Owner

415 Graystone Cir is owned and occupied by two individuals who bought it in March 2018.

Source: Cape Girardeau County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 GRAYSTONE CIR, WHITEWATER, MO 63785-9107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2018	Deed, Transfer · Conventional Mortgage PEOPLES COMMUNITY BANK
Jun 12, 2017	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on File
Deed Sale	Mar 14, 2018 · Amount on File
Prior Sale	Jun 12, 2017 · Amount on File
Deed Document Number	20182243
Record Updated	Oct 29, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Mar 14, 2018
Property Address	415 GRAYSTONE CIR, WHITEWATER, MO 63785-9107
Document Number	0201802243
Map Reference	PB19 PG19
Instrument Date	Dec 13, 2017
Instrument	201802243
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 GRAYSTONE CIR, WHITEWATER, MO 63785-9107

Mortgage

Document Number	0201802244
Date	Mar 14, 2018
Instrument	201802244

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 18, 2038

Interest

Rate Type	Fixed Rate

June 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jun 12, 2017
Property Address	415 GRAYSTONE CIR, WHITEWATER, MO 63785-9107
Document Number	0000006519
Instrument Date	Jun 8, 2017
Instrument	6519
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132

Tax Assessment & Valuation

The 2025 property tax bill for 415 Graystone Cir was $1,560.

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,650 (-) Land $4,780 Building $28,870	$177,119 (-) Land $25,155 Building $151,964
2025	$1,560.00	$33,650 Land $4,780 Building $28,870	$177,119 Land $25,155 Building $151,964
2023	$1,483.00 (+8.57%)	$32,050 (+8.5%) Land $4,550 Building $27,500	$168,685 Land $23,957 Building $144,728
2022	$1,366.00	$29,540 Land $4,200 Building $25,340
2021			$155,470 Land $22,080 Building $133,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Graystone Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1993–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2008 · 2 claims Severe Storms, Tornadoes And Flooding, May 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Graystone Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE GIRARDEAU COUNTY PWSD 2 serves 2,913 people · EPA ID MO4024097
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graystone Cir

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