415 Graham St, Florence, SC 29501 Property Records

Florence County property record for 415 Graham St, Florence, SC 29501

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,326 sqft · built 1940
Lot Size0.244 acres (10,650 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Aug 2021)
Tax Bill$1,178 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN90063-04-019

Property Details

APN / Parcel Number

Primary APN90063-04-019
Alternative APN
  • 15003978

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,326 sqft Living Area
1st Floor Area1,009 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area10,650 sqft (0.244 acres)
Lot Dimensions213 ft deep x 50 ft wide
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Street Address415 GRAHAM ST
CityFLORENCE
StateSC
Zip29501-4736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionGRAHAM ST LT 47
Legal Lot Number47
JurisdictionFLORENCE SC
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1026
Census Tract1000

Owner

Source: Florence County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address415 GRAHAM ST, FLORENCE, SC 29501-4736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 15, 2020Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE
Sep 12, 2019Trustee's Deed, Construction Loan · Construction Mortgage
ANDERSON BROTHERS BK
Jul 16, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FOUNDATION CAP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2021 · Amount on Record
Deed SaleAug 17, 2021 · Amount on Record
Prior SaleJun 15, 2020 · Amount on Record
Deed Book / Page942 / 848
Record UpdatedOct 29, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionFLORENCE SC
Recording DateAug 17, 2021
Property Address415 GRAHAM ST, FLORENCE, SC 29501-4736
Document Number0009420848
Book / Page942 / 848
Map ReferenceMB T PG 7
Instrument DateAug 16, 2021
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 GRAHAM ST, FLORENCE, SC 29501-4736

Mortgage

Document Number0000942854
DateAug 17, 2021
Instrument942/854
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLORENCE SC
Recording DateJun 15, 2020
Property Address415 GRAHAM ST, FLORENCE, SC 29501-4736
Document Number0000007619
Book / Page000857 / 001773
Instrument DateMay 26, 2020
Instrument7619
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 GRAHAM ST FLORENCE SC 295014736, FLORENCE, SC 29501-4736

Mortgage

Document Number7620
DateJun 15, 2020
Book Page000857/001778
Instrument7620
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2050

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFLORENCE SC
Recording DateSep 12, 2019
Property Address415 GRAHAM ST, FLORENCE, SC 29501-4736
Book / Page000815 / 001388
Instrument DateSep 12, 2019
Instrument13249
Transaction TypeConstruction Loan
Record UpdatedOct 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1506 W PALMETTO ST FLORENCE SC 295014132, FLORENCE, SC 29501-4132

Mortgage

Document Number0000013249
DateSep 12, 2019
Book Page000815/001388
Instrument13249
Lender
NameANDERSON BROTHERS BK
TypeBank
AddressMULLINS, SC 29574
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 11, 2020

July 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFLORENCE SC
Recording DateJul 16, 2019
Property Address415 GRAHAM ST, FLORENCE, SC 29501-4736
Book / Page000806 / 001566
Instrument DateJul 16, 2019
Instrument9782
Transaction TypeConstruction Loan
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$105.45
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 7238 FLORENCE SC 295027238, FLORENCE, SC 29502-7238

Mortgage

Document Number0000009782
DateJul 16, 2019
Book Page000806/001572
Instrument9782
Lender
NameFOUNDATION CAP
TypeFunding / Finance Company
AddressFLORENCE, SC 29501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 15, 2020

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFlorence County
MunicipalityFlorence City
Unified School DistrictFlorence School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,178.00 (+8.57%)$9,231 (-99.9%) Land $480 Building $8,751$230,787 (-98.99%) Land $12,000 Building $218,787
2023$1,085.00 (-77.65%) Additional exemption filed$9,166,662 (+99,896.31%) Land $480,000 Building $8,686,662$22,916,655 (+9,899.98%) Land $1,200,000 Building $21,716,655
2022$4,855.00 Additional exemption filed$9,167 Land $480 Building $8,687$229,167 Land $12,000 Building $217,167

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1985–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE
serves 79,745 people · EPA ID SC2110001
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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