415 Grace St, Wilmington, NC 28401 Property Records

New Hanover County property record for 415 Grace St, Wilmington, NC 28401

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,904 sqft · built 1860
Lot Size	0.073 acres (3,180 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Mar 2021)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04817-003-006-000`

Property Details

APN / Parcel Number

Primary APN	`R04817-003-006-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,904 sqft Living Area
Gross Area	2,889 sqft
1st Floor Area	1,450 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1994
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Galvanized Metal
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	66 ft deep x 50 ft wide
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	84 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	415 GRACE ST
City	WILMINGTON
State	NC
Zip	28401-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD-MU
Legal Description	PT EM 5 BLK 207
Legal Subdivision	CITY OF WILMINGTON
Legal Block	207
Legal Lot Number	6
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2029
Census Tract	10100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wilmington Historic District (Boundary Increase) listed 2003 · 779 contributing resources · NRIS 03000344

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

415 Grace St is owned by an individual who bought it in March 2021.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	551 ONTARIO DR, ONTARIO, NY 14519-9344
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on File
Deed Sale	Mar 12, 2021 · Amount on File
Prior Sale	Sep 11, 2009 · Amount on File
Deed Document Number	202112309
Deed Book / Page	6423 / 773
Prior Transfer Date	Jun 19, 1995
Prior Transfer Doc	1893000786
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Mar 12, 2021
Property Address	415 GRACE ST, WILMINGTON, NC 28401-4024
Document Number	00642300773
Book / Page	6423 / 773
Map Reference	MB 4808 PG 687
Instrument Date	Mar 5, 2021
Instrument	2021012309
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 ONTARIO DR, ONTARIO, NY 14519-9344

Mortgage

Document Number	2021012310
Date	Mar 12, 2021
Instrument	2021012310

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 415 Grace St was $3,858, up 59.8% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,700 (-) Land $147,400 Building $508,300	$655,700 (-) Land $147,400 Building $508,300
2025	$3,858.00 (+59.75%)	$655,700 Land $147,400 Building $508,300	$655,700 Land $147,400 Building $508,300
2024	$2,415.00 (-1.07%)
2023	$2,441.00 (-0.57%)	$288,900 Land $46,800 Building $242,100	$288,900 Land $46,800 Building $242,100
2022	$2,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Grace St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1996–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Grace St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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