415 Garrison St, Winnemucca, NV 89445 Property Records

Humboldt County property record for 415 Garrison St, Winnemucca, NV 89445

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,825 sqft · built 1953
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Nov 2010)
Tax Bill	$1,203 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0323-07`

Property Details

APN / Parcel Number

Primary APN	`15-0323-07`
Alternative APN	`3638-30-283-004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,825 sqft Living Area
Basement Area	1,409 sqft
Finished Basement	1,409 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 GARRISON ST
City	WINNEMUCCA
State	NV
Zip	89445-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 5 & 6, WINNEMUCCA SEC: TWN: 21 RNG: ACRES: 0.29
Legal Subdivision	LOWER TOWN
Legal Block	21
Legal Lot Number	5,6
Jurisdiction	HUMBOLDT NV
Township / Civil Division	WINNEMUCCA
Census Block Group	3
Census Block	3061
Census Tract	10502

Owner

415 Garrison St is owned and occupied by two individuals who bought it in November 2010.

Source: Humboldt County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 GARRISON ST, WINNEMUCCA, NV 89445-3328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2010 · Amount on File
Deed Sale	Nov 12, 2010 · Amount on File
Deed Document Number	20106301
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT NV
Recording Date	May 21, 2026
Property Address	415 GARRISON ST, WINNEMUCCA, NV 89445-3328
Document Number	0000003066
Instrument Date	May 12, 2026
Instrument	20263066
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	415 GARRISON ST, WINNEMUCCA, NV 89445-3328

Mortgage

Document Number	0000003066,
Date	May 21, 2026
Instrument	20263066

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT NV
Property Address	415 GARRISON ST, WINNEMUCCA, NV 89445-3328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005815
Date	Sep 20, 2018
Instrument	2018-05815

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 415 Garrison St was $1,203.

Source: Humboldt County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Humboldt County
Municipality	Winnemucca City
Unified School District	Humboldt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,121 (+3.03%) Land $14,700 Building $38,421	$151,774 (+3.03%) Land $42,000 Building $109,774
2025	$1,203.00	$51,560 Land $13,300 Building $38,260	$147,314 Land $38,000 Building $109,314
2023	$1,139.00 (+2.71%)	$48,428 (+10.56%) Land $13,300 Building $35,128	$138,366 (+10.56%) Land $38,000 Building $100,366
2022	$1,109.00	$43,802 Land $13,300 Building $30,502	$125,149 Land $38,000 Building $87,149

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Garrison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Garrison St is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 76% of Nevada
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINNEMUCCA serves 8,518 people · EPA ID NV0000248
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Choice Broadband Fixed Wireless	400 / 80
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	120 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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