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415 Gallatin Cir, Irmo, SC 29063 Property Records

Richland County property record for 415 Gallatin Cir, Irmo, SC 29063

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,970 sqft · built 2000
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$204,000 (Nov 2019)
Tax Bill$399 (2025)
Deeds & MortgagesOct 2022 Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05305-02-65

Property Details

APN / Parcel Number

Primary APN05305-02-65
Alternative APNs
  • R05305-02-65
  • 01597187

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,970 sqft Heated Area
Gross Area2,630 sqft
1st Floor Area807 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area24 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01597187
Street Address415 GALLATIN CIR
CityIRMO
StateSC
Zip29063-8066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-MD
Legal DescriptionLOT 107 69.9X125.2X70X125.1 #SU FOXBORO PHASE 2-C #PR RB438-401 338-128 390-1592
Legal SubdivisionFOXBORO
Legal Phase2
Legal Lot Number69,107
JurisdictionRICHLAND SC
Township / Civil DivisionDUTCH FORK
Census Block Group3
Census Block3002
Census Tract10314

Owner

415 Gallatin Cir is owned and occupied by an individual who bought it in November 2019.

Source: Richland County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address415 GALLATIN CIR, IRMO, SC 29063-8066
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage · Loan Assumption
SERVIS ONE INC
Nov 15, 2019Grant Deed, Transfer · VA Mortgage
MORTGAGE SOLUTIONS/CO
Aug 28, 2018Deed of Trust, Mortgage
TD BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2019 · Amount on File
Deed SaleNov 15, 2019 · Amount on File
Prior SaleAug 28, 2000 · Amount on File
Deed Document Number201986230
Deed Book / Page2446 / 2084
Prior Transfer DateAug 25, 2000
Prior Transfer Doc0000065149
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address415 GALLATIN CIR, IRMO, SC 29063-8066
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 GALLATIN CIR, IRMO, SC 29063-8066

Mortgage

Document Number0027880995
DateOct 17, 2022
Book Page2788/995
Instrument2022057986
Lender
NameSERVIS ONE INC
TypeMortgage Company
AddressIRVING, TX 75038
Agreement
TypeLoan Assumption
AmountAmount on Record
Term326 Months
DueDec 1, 2049

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRICHLAND SC
Recording DateNov 15, 2019
Property Address415 GALLATIN CIR, IRMO, SC 29063-8066
Document Number2446/2084
Book / Page002446 / 002084
Instrument DateNov 4, 2019
Instrument86230
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$754.80
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 GALLATIN CIR IRMO SC 290638066, IRMO, SC 29063-8066

Mortgage

Document Number2446/2087
DateNov 15, 2019
Book Page002446/002087
Instrument86231
Lender
NameMORTGAGE SOLUTIONS/CO
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address415 GALLATIN CIR, IRMO, SC 29063-8066
Document Number2331/3938
Instrument DateAug 28, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 GALLATIN CIR IRMO SC 290638066, IRMO, SC 29063-8066

Mortgage

Document Number2331/3938
DateAug 30, 2018
Book Page002331/003938
Instrument63654
Lender
NameTD BK NA
TypeBank
AddressGREENVILLE, SC 29602
Agreement
AmountAmount on Record
Term120 Months
DueAug 29, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 415 Gallatin Cir was $399.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$399.00$253,200 Land $32,000 Building $221,200
2023$368.00$173,000 Land $22,000 Building $151,000
2021$5,636.00$12,240$204,000 Land $22,000 Building $182,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 415 Gallatin Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Gallatin Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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