415 Gadwall Cir, Jefferson, GA 30549 Property Records

Jackson County property record for 415 Gadwall Cir, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,311 sqft · built 2019
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,075 (Sep 2020)
Tax Bill	$6,366 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082L 189`

Property Details

APN / Parcel Number

Primary APN	`082L 189`
Alternative APN	`31530`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,311 sqft Heated Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	413 sqft
Porch	Slab
Porch Area	292 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31530
Street Address	415 GADWALL CIR
City	JEFFERSON
State	GA
Zip	30549-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 189 MALLARDS LANDING PHASE 1
Legal Subdivision	MALLARDS LANDING
Legal Phase	1
Legal Lot Number	189
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1008
Census Tract	10706

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 GADWALL CIR, JEFFERSON, GA 30549-5439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE LENDING
Sep 14, 2020	Grant Deed, Transfer ATTORNEY ONLY
Oct 3, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS
Oct 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	20203400
Deed Book / Page	91L / 744
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Apr 13, 2026
Property Address	415 GADWALL CIR, JEFFERSON, GA 30549-5439
Document Number	00119R0000000788
Book / Page	119R / 788
Instrument Date	Apr 6, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 GADWALL CIR, JEFFERSON, GA 30549-5439

Mortgage

Document Number	0119000788,
Date	Apr 13, 2026
Book Page	119R/788

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 14, 2020
Property Address	415 GADWALL CIR, JEFFERSON, GA 30549-5439
Document Number	00091L0744
Book / Page	00091L / 000744
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$367.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 GADWALL CIR JEFFERSON GA 305495439, JEFFERSON, GA 30549-5439

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 3, 2019
Property Address	415 GADWALL CIR, JEFFERSON, GA 30549-5439
Document Number	00086I0504
Book / Page	00086I / 000504
Instrument Date	Sep 27, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 GADWALL CIR JEFFERSON GA 305495439, JEFFERSON, GA 30549-5439

Mortgage

Document Number	86I0505
Date	Oct 3, 2019
Book Page	00086I/000505

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 3, 2019
Property Address	415 GADWALL CIR, JEFFERSON, GA 30549-5439
Document Number	00086I0522
Book / Page	00086I / 000522
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 GADWALL CIR JEFFERSON GA 305495439, JEFFERSON, GA 30549-5439

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Jefferson City
Unified School District	Jefferson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,840 (-) Land $30,000 Building $202,840	$582,100 (-) Land $75,000 Building $507,100
2025	$6,366.00 (+0.11%) Homeowner's exemption	$232,840 (+0.69%) Land $30,000 Building $202,840	$582,100 (+0.69%) Land $75,000 Building $507,100
2024	$6,359.00 (+18.33%) Homeowner's exemption	$231,240 (+12.03%) Land $28,400 Building $202,840	$578,100 (+12.03%) Land $71,000 Building $507,100
2023	$5,374.00 (-0.24%) Homeowner's exemption	$206,400 (+22.74%) Land $28,400 Building $178,000	$516,000 (+22.74%) Land $71,000 Building $445,000
2022	$5,387.00 Homeowner's exemption	$168,160 Land $28,400 Building $139,760	$420,400 Land $71,000 Building $349,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON serves 12,690 people · EPA ID GA1570003
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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