415 Furman St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 415 Furman St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,992 sqft · built 1920
Lot Size0.132 acres (5,788 sqft)
OwnerIndividual Name on File
Last Sale$124,000 (Jan 2008)
Tax Bill$6,076 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.44-1-31

Property Details

APN / Parcel Number

Primary APN421500 49.44-1-31
Alternative APN
  • 150004904400010310000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,992 sqft Living Area
1st Floor Area964 sqft
2nd Floor Area1,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialStucco
Lot Area5,788 sqft (0.132 acres)
Lot Dimensions175 ft deep x 33 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area338 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address415 FURMAN ST
CitySCHENECTADY
StateNY
Zip12304-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 STUCCO AND GARAGE
Legal Block1
Legal Lot Number31.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5003
Census Tract20700

Owner

415 Furman St is owned and occupied by an individual who bought it in January 2008.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address415 FURMAN ST, SCHENECTADY, NY 12304-1119
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 3, 2008 · Amount on File
Deed SaleJan 3, 2008 · Amount on File
Deed Book / Page1774 / 314
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 415 Furman St was $6,076, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,076.00 (+2.01%)
2025$5,956.00$119,900 Land $18,000 Building $101,900$198,543 Land $29,806 Building $168,737
2023$119,900 (-) Land $18,000 Building $101,900$151,772 (+3.8%) Land $22,785 Building $128,987
2022$119,900 Land $18,000 Building $101,900$146,220 Land $21,951 Building $124,269
2021$5,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Furman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Furman St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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