Camden County and Waterford Township property record for 415 Front St, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,902 sqft · built 2013 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,000 (Dec 2020) |
| Tax Bill | $9,836 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-01207-0000-00010 |
| Primary APN | 35-01207-0000-00010 |
|---|---|
| Alternative APN |
|
| Building Area | 1,902 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 24,829 sqft (0.57 acres) |
| Old Parcel Number | 350160900000001201 |
|---|---|
| Street Address | 415 FRONT ST |
| City | ATCO |
| State | NJ |
| Zip | 08004-1908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1207 |
| Legal Lot Number | 10 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 608901 |
Source: Camden County and Waterford Township records, as of July 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 FRONT ST, ATCO, NJ 08004-1908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Dec 2, 2020 | Deed, Transfer · FHA Mortgage MORTGAGE UNLIMITED |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on Record |
| Deed Sale | Dec 2, 2020 · Amount on Record |
| Prior Sale | Apr 4, 2011 · Amount on Record |
| Deed Document Number | 202089970 |
| Deed Book / Page | 11556 / 1762 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 415 FRONT ST, ATCO, NJ 08004-1908 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 415 FRONT ST, ATCO, NJ 08004-1908 |
| Document Number | 0000055526 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 12097/549 |
| Instrument | 2022055526 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Dec 2, 2020 |
| Property Address | 415 FRONT ST, ATCO, NJ 08004-1908 |
| Document Number | 0000089970 |
| Book / Page | 11556 / 1762 |
| Instrument Date | Oct 11, 2020 |
| Instrument | 2020089970 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2369 AUBURN AVE, 2369, ATCO, NJ 08004-1808 |
| Name | Verified Name |
|---|---|
| Address | 415 FRONT ST, ATCO, NJ 08004-1908 |
| Document Number | 0115561768 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 11556/1768 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 415 FRONT ST, ATCO, NJ 08004-1908 |
| Document Number | 0000049691 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 415 FRONT ST ATCO NJ 080041908, ATCO, NJ 08004-1908 |
| Document Number | 0000049691 |
|---|---|
| Date | Jul 14, 2018 |
| Book Page | 010925/000047 |
| Instrument | 49691 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 13, 2033 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,700 (-) Land $49,000 Building $166,700 | $215,700 (-) Land $49,000 Building $166,700 | |
| 2025 | $9,836.00 (+3.5%) | $215,700 (-) Land $49,000 Building $166,700 | $215,700 (-) Land $49,000 Building $166,700 |
| 2024 | $9,503.00 (+7.31%) | ||
| 2023 | $215,700 Land $49,000 Building $166,700 | $215,700 Land $49,000 Building $166,700 | |
| 2022 | $8,856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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