415 Franklin St, Middletown, OH 45042 Property Records

Butler County property record for 415 Franklin St, Middletown, OH 45042

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,420 sqft · built 1900
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jul 2021)
Tax Bill$2,265 (2025)
Deeds & MortgagesNov 2024 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNQ6532-037.000-062

Property Details

APN / Parcel Number

Primary APNQ6532-037.000-062
Alternative APNs
  • 0009600
  • 57445
  • 57901

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,420 sqft Living Area
Gross Area936 sqft
1st Floor Area936 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions155 ft deep x 51 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area136 sqft
Canopy216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0009600
Old Parcel NumberQ6532037.000062
Street Address415 FRANKLIN ST
CityMIDDLETOWN
StateOH
Zip45042-3229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6999 ENT
Legal SubdivisionMIDDLETOWN
Legal Lot Number6999
JurisdictionBUTLER OH
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3000
Census Tract12700

Owner

Source: Butler County records · APN Q6532-037.000-062

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address415 FRANKLIN ST, MIDDLETOWN, OH 45042-3229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2024Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Jul 30, 2021Warranty Deed, Transfer · FHA Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleApr 04, 2007 · Amount on Record
Deed Document Number0000044049
Deed Book / Page9697 / 663
Record UpdatedJun 08, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address415 FRANKLIN ST, MIDDLETOWN, OH 45042-3229
Transaction TypeMortgage
Record UpdatedMar 06, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 FRANKLIN ST, MIDDLETOWN, OH 45042-3229

Mortgage

Document Number0000035980
DateNov 01, 2024
Book Page10150/478
Instrument2024-00035980
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressGREENVILLE, SC 29601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term321 Months
DueAug 01, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUTLER OH
Recording DateJul 30, 2021
Property Address415 FRANKLIN ST, MIDDLETOWN, OH 45042-3229
Document Number0000044049
Book / Page9697 / 663
Instrument DateJul 13, 2021
Instrument2021-00044049
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 FRANKLIN ST, MIDDLETOWN, OH 45042-3229

Mortgage

Document Number0009697665
DateJul 30, 2021
Instrument9697/665
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Mortgage

Document Number0000044051
DateJul 30, 2021
Book Page9697/685
Instrument2021-00044051
Lender
NameCITY OF MIDDLETOWN
TypeGovernment Agency
AddressMIDDLETOWN, OH 45042
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Butler County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyButler County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,265.00 (+2.49%)$43,050 (-) Land $8,590 Building $34,460$123,020 (-) Land $24,550 Building $98,470
2023$2,210.00 (+30.92%)$43,050 (+48.14%) Land $8,590 Building $34,460$123,020 (+48.16%) Land $24,550 Building $98,470
2022$1,688.00$29,060 Land $8,590 Building $20,470
2020$83,030 Land $24,550 Building $58,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 615 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMIDDLETOWN CITY PWS
serves 51,229 people
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Franklin St

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