415 Franklin St, Belvidere, IL 61008 Property Records

Boone County property record for 415 Franklin St, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,504 sqft · built 1950
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$137,450 (Apr 2023)
Tax Bill	$3,539 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-26-377-006`

Property Details

APN / Parcel Number

Primary APN	`05-26-377-006`
Alternative APN	`05-05-26-377-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	2,008 sqft
Basement Area	1,004 sqft
Finished Basement	500 sqft
Unfinished Basement	1,004 sqft
Game Room	Game Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-26-377-006
Street Address	415 FRANKLIN ST
City	BELVIDERE
State	IL
Zip	61008-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-44-3 LT 8 GOODRICH & LONGCORS ADD 415 FRANKLIN ST
Legal Subdivision	GOODRICH & LONGCORS ADD
Legal Lot Number	8
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2033
Census Tract	10102

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 FRANKLIN ST, BELVIDERE, IL 61008-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage HUD
Apr 5, 2023	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Jul 10, 1995 · Amount on Record
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	415 FRANKLIN ST, BELVIDERE, IL 61008-3410
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R01201
Date	Apr 5, 2023
Instrument	2023R01201

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2033

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE IL
Recording Date	Apr 5, 2023
Property Address	415 FRANKLIN ST, BELVIDERE, IL 61008-3410
Document Number	2023R01199
Map Reference	MB 2 PG 6
Instrument Date	Jan 18, 2023
Instrument	2023R01199
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4329 STONE QUARRY RD, BELVIDERE, IL 61008-8330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 FRANKLIN ST, BELVIDERE, IL 61008-3410

Mortgage

Document Number	2023R01200
Date	Apr 5, 2023
Instrument	2023R01200

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,539.00 (-13.51%) Homeowner's exemption	$50,444 (+3.62%) Land $3,087 Building $47,357	$151,332 (+3.62%) Land $9,261 Building $142,071
2024		$48,681 (+53.66%) Land $3,087 Building $45,594	$146,043 (+53.66%) Land $9,261 Building $136,782
2022	$4,092.00	$31,682 Land $4,733 Building $26,949	$95,046 Land $14,199 Building $80,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile, Verizon.

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