415 Frances Dr, Henderson, KY 42420 Property Records

Henderson County property record for 415 Frances Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1958
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Aug 2023)
Tax Bill	$665 (2025)
Deeds & Mortgages	Aug 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`66A-122`

Property Details

APN / Parcel Number

Primary APN	`66A-122`
Alternative APNs	`24417` `52560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	136 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	52560
Street Address	415 FRANCES DR
City	HENDERSON
State	KY
Zip	42420-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	LAKELAND
Legal Block	4
Legal Lot Number	12
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3014
Census Tract	20602

Owner

415 Frances Dr is owned by an individual who bought it in August 2023.

Source: Henderson County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	419 FRANCES DR, HENDERSON, KY 42420-3827
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Feb 5, 2014 · Amount on File
Deed Document Number	2023007636
Deed Book / Page	RE669 / 389
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Aug 23, 2023
Property Address	415 FRANCES DR, HENDERSON, KY 42420-3827
Document Number	0RE669/389
Book / Page	RE669 / 389
Map Reference	MB 152 PG 254
Instrument Date	Aug 21, 2023
Instrument	2023007636
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 S ALABAMA ST, CALVERT CITY, KY 42029-7713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1366 E WASHINGTON AVE, EL CAJON, CA 92019-3133

Tax Assessment & Valuation

The 2025 property tax bill for 415 Frances Dr was $665.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$665.00	$60,000	$60,000
2023	$756.00 (+0.8%)	$67,700 (-)	$67,700 (-)
2022	$750.00	$67,700	$67,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Frances Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	6 (2005–2008)
Most Recent Claim	Mar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Frances Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Conexon Connect, Henderson Municipal Power & Light, Watch TV.