St. Clair County property record for 415 Falling Leaf Way, Mascoutah, IL 62258
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,240 sqft · built 2006 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (May 2026) |
| Tax Bill | $3,527 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2026 Mortgage + 3 more |
| APN | 09-25-0-201-027 |
| Primary APN | 09-25-0-201-027 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 368 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 80 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|
| Street Address | 415 FALLING LEAF WAY |
|---|---|
| City | MASCOUTAH |
| State | IL |
| Zip | 62258-2787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERBROOK PLAT 2 LOT 174 A01976511 A02863100 |
| Legal Subdivision | TIMBERBROOK PLAT 2 |
| Legal Block | 201 |
| Legal Lot Number | 174 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MASCOUTAH |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 504356 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| May 4, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Oct 13, 2025 | Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Prior Sale | Oct 13, 2025 |
| Deed Document Number | 20262882313 |
| Prior Transfer Date | Oct 6, 2025 |
| Prior Transfer Doc | 0002863100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0A02715532 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | A02715532 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 4, 2026 |
| Property Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Document Number | 0002882315 |
| Instrument Date | May 1, 2026 |
| Instrument | 20262882315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE |
| Name | Verified Name |
|---|---|
| Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Document Number | 0002882315, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20262882315 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 4, 2026 |
| Property Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Document Number | 0002882313 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.2882313 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Date | May 4, 2026 |
|---|
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Oct 13, 2025 |
| Property Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Document Number | 0A02863100 |
| Map Reference | BK 106 PG 3 |
| Instrument Date | Oct 6, 2025 |
| Instrument | A02863100 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Name | Verified Name |
|---|---|
| Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 415 FALLING LEAF WAY, MASCOUTAH, IL 62258-2787 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | A02715532 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | A02715532 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Mascoutah Township |
| Municipality | Mascoutah City |
| Unified School District | Mascoutah Community Unit School District 19 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,527.00 (+5.63%) Homeowner's exemption | $55,449 (+7.58%) Land $11,600 Building $43,849 | $166,347 (+7.58%) Land $34,800 Building $131,547 |
| 2024 | $3,339.00 Homeowner's exemption | $51,542 (+20.23%) Land $10,783 Building $40,759 | $154,626 (+20.23%) Land $32,349 Building $122,277 |
| 2022 | $42,870 Land $8,969 Building $33,901 | $128,610 Land $26,907 Building $101,703 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASCOUTAH serves 8,759 people · EPA ID IL1630800 |
|---|---|
| Water Source | Purchased surface water from S L M WATER COMMISSION |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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