415 Falcete Ct, Laredo, TX 78045 Property Records

Webb County property record for 415 Falcete Ct, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details1,065 sqft · built 1993
Lot Size0.173 acres (7,550 sqft)
Owner2 Individual Names on Record
Last Sale$99,500 (Aug 2020)
Tax Bill$883 (2025)
Deeds & MortgagesAug 2020 Second Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN968-10014-242

Property Details

APN / Parcel Number

Primary APN968-10014-242
Alternative APN
  • 233954

Interior

Stories1 Story
Building Area1,065 sqft Living Area
1st Floor Area1,065 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,550 sqft (0.173 acres)
Lot Dimensions78 ft deep x 33 ft wide
PorchOpen Porch
Porch Area97 sqft

Location & Zoning

Street Address415 FALCETE CT
CityLAREDO
StateTX
Zip78045-7856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 242 BLK 14 RANCHO VIEJO IV
Legal SubdivisionRANCHO VIEJO I, II, III, IV
Legal Block14
Legal Lot Number242
JurisdictionWEBB TX
Township / Civil DivisionLAREDO
Census Block Group1
Census Block1023
Census Tract1715

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address415 FALCETE CT, LAREDO, TX 78045-7856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
THE BANK OF NEW YORK MELLON TRUST CO NA
Aug 7, 2020Vendor's Lien, Transfer · FHA Mortgage
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2020 · Amount on Record
Deed SaleAug 7, 2020 · Amount on Record
Deed Document Number20201400288
Deed Book / Page4836 / 889
Prior Transfer DateAug 5, 2020
Prior Transfer Doc004836/889
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address415 FALCETE CT, LAREDO, TX 78045-7856
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyLAKEFRONT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4837/22
DateAug 7, 2020
Book Page4837/22
Instrument1400290
Lender
NameTHE BANK OF NEW YORK MELLON TRUST CO NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

August 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateAug 7, 2020
Property Address415 FALCETE CT, LAREDO, TX 78045-7856
Document Number004836/889
Book / Page4836 / 889
Map ReferenceVOL 10 PG 95
Instrument DateAug 5, 2020
Instrument1400288
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyLAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 FALCETE CT, LAREDO, TX 78045-7856

Mortgage

Document Number0001400289
DateAug 7, 2020
Instrument1400289
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$173,849 (-0.47%) Land $70,140 Building $103,709$173,849 (-0.47%) Land $70,140 Building $103,709
2025$883.00 (-17.86%)$174,666 (+7.08%) Land $70,140 Building $104,526$174,666 (+7.08%) Land $70,140 Building $104,526
2024$1,075.00 (+8.48%)
2023$163,114 Land $56,550 Building $106,564$163,114 Land $56,550 Building $106,564
2022$991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2014–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, Verizon.

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