415 Fairmount Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 415 Fairmount Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1987
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Sep 2026)
Tax Bill	$4,344 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-90049285`

Property Details

APN / Parcel Number

Primary APN	`01-904-90049285`
Alternative APNs	`1-904-90049285` `90490049285`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Deck Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90490049285
Street Address	415 FAIRMOUNT DR
City	EDGEWATER
State	MD
Zip	21037-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 2068 2069 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	2068
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1012
Census Tract	701104

Owner

Source: Anne Arundel County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	415 FAIRMOUNT DR, EDGEWATER, MD 21037-2922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed, Transfer · Conventional Mortgage MORTGAGE INC
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUN TRUST BANK
Dec 4, 2020	Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Book / Page	42680 / 178
Transfer Doc	0085440232
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 4, 2026
Property Address	415 FAIRMOUNT DR, EDGEWATER, MD 21037-2922
Document Number	4268000178
Book / Page	42680 / 178
Instrument Date	Aug 21, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	FIRST TITLE, HOME FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 FAIRMOUNT DR, EDGEWATER, MD 21037-2922

Mortgage

Document Number	4268000186,
Date	Sep 4, 2026
Book Page	42680/186

Lender

Name	MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	415 FAIRMOUNT DR, EDGEWATER, MD 21037-2922
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0330790463
Date	Apr 29, 2019
Book Page	33079/463

Lender

Name	SUN TRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 4, 2020
Property Address	415 FAIRMOUNT DR, EDGEWATER, MD 21037-2922
Document Number	0357270154
Book / Page	35727 / 154
Map Reference	MB 8 FO 8&9
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LIBERTY T&E CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,693.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 FAIRMOUNT DR, EDGEWATER, MD 21037-2922

Mortgage

Document Number	35727160
Date	Dec 4, 2020
Instrument	35727/160

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,344.00 (+4.83%)	$334,900 (+5.4%) Land $220,000 Building $114,900	$334,900 (-) Land $220,000 Building $114,900
2025	$4,144.00 (+4.83%)	$317,733 (+12.11%)	$334,900 (+18.17%) Land $220,000 Building $114,900
2024	$3,953.00 (+27.76%)
2023	$3,094.00	$283,400 Land $170,000 Building $113,400	$283,400 Land $170,000 Building $113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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