415 Estridge Rd, Paint Lick, KY 40461 Property Records

Madison County property record for 415 Estridge Rd, Paint Lick, KY 40461

Property Summary

Property Type	Other
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on File
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0048-0000-0019-C2`

Property Details

APN / Parcel Number

Primary APN	`0048-0000-0019-C2`
Alternative APNs	`123618` `53183`

Exterior

Lot Area	88,862 sqft (2.04 acres)

Location & Zoning

Account Number	53183
Street Address	415 ESTRIDGE RD
City	PAINT LICK
State	KY
Zip	40461-8423
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	TRACT 3B (2.04 ACRES)
Legal Tract	3
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1009
Census Tract	11401

Owner

415 Estridge Rd is owned and occupied by an individual who acquired it in July 2022.

Source: Madison County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	415 ESTRIDGE RD, PAINT LICK, KY 40461-8423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
Nov 20, 2025	Deed of Trust, Mortgage GUARDIAN SAVINGS BANK
Jul 14, 2022	Deed, Construction Loan · Construction Mortgage WHITAKER BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022
Deed Sale	Jul 14, 2022
Deed Document Number	2014101568
Deed Book / Page	D826 / 180
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	415 ESTRIDGE RD, PAINT LICK, KY 40461-8423
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	RAINBOW TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ESTRIDGE RD, PAINT LICK, KY 40461-8423

Mortgage

Document Number	0M2227/148
Date	Apr 12, 2023
Book Page	M2227/148
Instrument	2014139916

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	11.2%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	415 ESTRIDGE RD, PAINT LICK, KY 40461-8423
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	RAINBOW TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ESTRIDGE RD, PAINT LICK, KY 40461-8423

Mortgage

Document Number	0M2425/673
Date	Nov 20, 2025
Book Page	M2425/673
Instrument	2014300102

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

July 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jul 14, 2022
Property Address	415 ESTRIDGE RD, PAINT LICK, KY 40461-8423
Document Number	00D826/180
Book / Page	D826 / 180
Map Reference	MB P30 PG 85
Instrument Date	Jul 6, 2022
Instrument	2014101568
Transaction Type	Construction Loan
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 APACHE DR, PAINT LICK, KY 40461-9762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 AUTUMN CT, BEREA, KY 40403-9299

Mortgage

Document Number	2014101569
Date	Jul 14, 2022
Instrument	2014101569

Lender

Name	WHITAKER BANK INC
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 6, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 415 Estridge Rd was $2,319 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,319.00 Additional exemption filed	$246,000	$246,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Estridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Estridge Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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