415 Emma St, Covington, KY 41011 Property Records

Kenton County property record for 415 Emma St, Covington, KY 41011 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,428 sqft · built 1886
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$15,500 (Oct 2009)
Tax Bill	$728 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-44-16-003.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-16-003.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	11 Units
Stories	2 Stories
Building Area	1,428 sqft Finished Area
Gross Area	1,530 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	415 EMMA ST
City	COVINGTON
State	KY
Zip	41011-1339
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HOWK GEO LOT 16
Legal Subdivision	HOWK GEO
Legal Lot Number	16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2015
Census Tract	60300

Owner

Source: Kenton County records · APN 040-44-16-003.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	713 CRAIG ST, COVINGTON, KY 41011-2326
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 01, 2009 · Amount on Record
Deed Sale	Oct 01, 2009 · Amount on Record
Prior Sale	Jun 17, 2009 · Amount on Record
Deed Document Number	200910 01 059 00215
Deed Book / Page	4134 / 238
Last Transfer Date	Jan 01, 2018
Transfer Doc	0000000180
Record Updated	Jun 08, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Oct 16, 2019
Property Address	415 EMMA ST, COVINGTON, KY 41011-1339
Document Number	0000000180
Book / Page	006779 / 000135
Instrument Date	Jan 01, 2018
Instrument	180
Transaction Type	Transfer
Record Updated	Nov 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 CRAIG ST COVINGTON KY 410112326, COVINGTON, KY 41011-2326

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$728.00 (-0.55%)	$55,000 (-) Land $5,000 Building $50,000	$55,000 (-) Land $5,000 Building $50,000
2023	$732.00	$55,000 Land $5,000 Building $50,000	$55,000 Land $5,000 Building $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.