415 Elm Ave, Norman, OK 73069 Property Records

Cleveland County property record for 415 Elm Ave, Norman, OK 73069

Property Summary

Property Type	Commercial
Details	4 bd · 2 ba · 2,600 sqft · built 1935
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Dec 2025)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NC29PARKK 2 4001`

Property Details

APN / Parcel Number

Primary APN	`NC29PARKK 2 4001`
Alternative APN	`40988`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,248 sqft
2nd Floor Area	1,352 sqft

Exterior

Year Built	Built 1935
Architectural Style	Split Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asbestos
Lot Area	6,534 sqft (0.15 acres)
Porch	Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	40988
Old Parcel Number	40988
Street Address	415 ELM AVE
City	NORMAN
State	OK
Zip	73069-5752
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R3
Legal Description	PARKVIEW LOT 4 BLK 2
Legal Range	02W
Legal Township	09N
Legal Section	31
Legal Quarter	NE
Legal Subdivision	PARKVIEW
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	2
Census Block	2018
Census Tract	200500

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 BURNSIDE DR, ALLEN, TX 75013-4730
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · Conventional Mortgage BRAZOS NATIONAL BANK
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/KS
Feb 15, 2017	Warranty Deed, Transfer CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT CO
Feb 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	R 2025 34172
Deed Book / Page	6890 / 296
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 1, 2025
Property Address	415 ELM AVE, NORMAN, OK 73069-5752
Document Number	R202534172
Book / Page	6890 / 296
Instrument Date	Nov 24, 2025
Instrument	R 2025 34172
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 BURNSIDE DR, ALLEN, TX 75013-4730

Mortgage

Document Number	R202534173
Date	Dec 1, 2025
Instrument	R 2025 34173

Lender

Name	BRAZOS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	415 ELM AVE, NORMAN, OK 73069-5752
Document Number	0000005219
Book / Page	005647 / 000144
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 PARK AVE #3030 OKLAHOMA CITY OK 731025604, 3030, OKLAHOMA CITY, OK 73102-5604

Mortgage

Document Number	0000005219
Date	Feb 21, 2017
Book Page	005647/000144
Instrument	5219

Lender

Name	CITIZENS BK/KS
Type	Bank
Address	WINFIELD, KS 67156-4929

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 20, 2042

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 15, 2017
Property Address	415 ELM AVE, NORMAN, OK 73069-5752
Document Number	0000004767
Book / Page	005645 / 001352
Instrument Date	Feb 10, 2017
Instrument	4767
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	CLEVELAND COUNTY ABSTRACT COMPANY, CLEVELAND CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	210 PARK AVE #3030 OKLAHOMA CITY OK 731025604, 3030, OKLAHOMA CITY, OK 73102-5604

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 15, 2017
Property Address	415 ELM AVE, NORMAN, OK 73069-5752
Document Number	0000004766
Book / Page	005645 / 001351
Instrument Date	Jan 25, 2017
Instrument	4766
Transaction Type	Transfer
Record Updated	Jun 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 PARK AVE #3030 OKLAHOMA CITY OK 731025604, 3030, OKLAHOMA CITY, OK 73102-5604

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00 (+5.22%)	$25,366 (+5%) Land $9,712 Building $15,654	$391,773 (-2.25%) Land $150,000 Building $241,773
2024	$2,893.00 (+4.71%)	$24,158 (+5%) Land $9,041 Building $15,117	$400,803 (-9.98%) Land $150,000 Building $250,803
2023	$2,763.00	$23,008 Land $5,167 Building $17,841	$445,245 Land $100,000 Building $345,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1982–2025)
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Aug 2007 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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