415 Ellison Way E, Pell City, AL 35128 Property Records

St. Clair County property record for 415 Ellison Way E, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,366 sqft · built 2012
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Jul 2022)
Tax Bill	$994 (2025)
Deeds & Mortgages	May 2022 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-05-22-0-001-005.162`

Property Details

APN / Parcel Number

Primary APN	`29-05-22-0-001-005.162`
Alternative APNs	`527138` `60446`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,366 sqft Heated Area
1st Floor Area	1,366 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 ELLISON WAY E
City	PELL CITY
State	AL
Zip	35128-7903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 80 TWIN OAKS S/D SECTOR FOUR MB 2007-26 22-17-4
Legal Range	04E
Legal Township	17S
Legal Section	22
Legal Subdivision	TWIN OAKS S D
Legal Lot Number	80
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1019
Census Tract	40210

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	415 ELLISON WAY E, PELL CITY, AL 35128-7903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Book / Page	2022 / 9604
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	415 ELLISON WAY E, PELL CITY, AL 35128-7903
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 ELLISON WAY E, PELL CITY, AL 35128-7903

Mortgage

Document Number	0000028894
Date	May 24, 2022
Book Page	MTG 2022/28894

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MOODY, AL 35004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Sep 18, 2019
Property Address	415 ELLISON WAY E, PELL CITY, AL 35128-7903
Document Number	0000011314
Instrument Date	Aug 29, 2019
Instrument	11314
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	415 ELLISON WAY E PELL CITY AL 351287903, PELL CITY, AL 35128-7903

Mortgage

Document Number	35774
Date	Sep 18, 2019
Instrument	35774

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$994.00 (+19.18%)	$27,620 (-40.43%)	$276,190 (+19.14%)
2023		$46,362 Land $7,000 Building $39,362	$231,810 Land $35,000 Building $196,810
2022	$834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ellison Way E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures