415 E Vine St, Owatonna, MN 55060 Property Records

Steele County property record for 415 E Vine St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,652 sqft · built 1895
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Dec 2022)
Tax Bill$3,300 (2026)
Deeds & MortgagesDec 2022 Sale & Mortgage
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-010-3108

Property Details

APN / Parcel Number

Primary APN17-010-3108

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,652 sqft Living Area
Basement Area308 sqft
Unfinished Basement308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialWood
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address415 E VINE ST
CityOWATONNA
StateMN
Zip55060-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM. 8R. S. OF INTERL S. LINE OF VINE ST. & E. LINE OF MAPLE ST. IN L.1 IN NE1/4 OF SW1/4 4R.E. & W. X N. & S. 8R
Legal Range20
Legal Township107
Legal Section10
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2014
Census Tract960200

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address415 E VINE ST, OWATONNA, MN 55060-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 6, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSS COUNTRY MORTGAGE
May 18, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE BANK
Nov 7, 2019Special Warranty Deed, Transfer · Conventional Mortgage
NEW MARKET BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2022 · Amount on Record
Deed SaleDec 2, 2022 · Amount on Record
Prior SaleMay 18, 2021 · Amount on Record
Deed Document Number20221495404
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateDec 6, 2022
Property Address415 E VINE ST, OWATONNA, MN 55060-2516
Document NumberA000445631
Instrument DateDec 2, 2022
InstrumentA000445631
Transaction TypeTransfer
Record UpdatedJan 4, 2023
Title CompanyNORTHSTAR TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address415 E VINE ST, OWATONNA, MN 55060-2516

Mortgage

Document NumberA000445632
DateDec 6, 2022
InstrumentA000445632
Lender
NameCROSS COUNTRY MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052
Interest
Rate TypeFixed Rate

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEELE MN
Recording DateMay 18, 2021
Property Address415 E VINE ST, OWATONNA, MN 55060-2516
Document NumberA000436247
Instrument DateMay 14, 2021
InstrumentA000436247
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyTRADEMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$567.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address415 E VINE ST, OWATONNA, MN 55060-2516

Mortgage

Document NumberA000436248
DateMay 18, 2021
InstrumentA000436248
Lender
NameSTATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

November 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSTEELE MN
Recording DateNov 7, 2019
Property Address415 E VINE ST, OWATONNA, MN 55060-2516
Document NumberA000426233
Instrument DateMay 20, 2019
InstrumentA000426233
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16440 HOLBROOK AVE, LAKEVILLE, MN 55044-4422

Mortgage

Document NumberA000426541
DateNov 25, 2019
InstrumentA000426541
Lender
NameNEW MARKET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 21, 2024
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,300.00 (+15.79%) Homeowner's exemption$254,900 (+6.65%) Land $32,000 Building $222,900$254,900 (+6.65%) Land $32,000 Building $222,900
2025$239,000 (+15.13%) Land $31,400 Building $207,600$239,000 (+15.13%) Land $31,400 Building $207,600
2023$2,850.00 Homeowner's exemption$207,600 Land $25,500 Building $182,100$207,600 Land $25,500 Building $182,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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