Lincoln County property record for 415 E Sumner St, Lincolnton, NC 28092 · Last verified November 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1927 |
| Square Footage | 5,244 sqft Finished Area |
| Lot Size | 164,395 sqft (3.77 acres) |
| Garage | 360 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,208.00 (2023) |
| Primary APN | 3623-96-0298 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Building Area | 5,244 sqft Finished Area |
| Gross Area | 6,555 sqft Gross Area |
| Basement Area | 1,311 sqft Basement |
| Unfinished Basement | 1,311 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Concrete |
| Lot Area | 164,395 sqft (3.77 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Area | 360 sqft Garage |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 278723 |
|---|---|
| Old Parcel Number | 362312960298 |
| Street Address | 415 E SUMNER ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 415 E SUMNER ST HOME |
| Legal Block | 96 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 70100 |
Source: Lincoln County records · APN 3623-96-0298
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 415 E SUMNER ST, LINCOLNTON, NC 28092-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage RONNIE R CAMPBELL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 |
| Deed Sale | Oct 22, 2020 |
| Deed Document Number | 0002965620 |
| Deed Book / Page | 2919 / 471 |
| Prior Transfer Date | Jun 18, 2020 |
| Prior Transfer Doc | 610663 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 415 E SUMNER ST, LINCOLNTON, NC 28092-2947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0003227730 |
|---|---|
| Date | Feb 08, 2023 |
| Book Page | 3227/730 |
| Instrument | 663309 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 18, 2020 |
| Property Address | 415 E SUMNER ST, LINCOLNTON, NC 28092-2947 |
| Document Number | 2919471 |
| Book / Page | 002919 / 000471 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 610663 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 E SUMNER ST LINCOLNTON NC 280922947, LINCOLNTON, NC 28092-2947 |
| Document Number | 2919474 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 002919/000474 |
| Instrument | 610664 |
| Name | RONNIE R CAMPBELL |
|---|---|
| Address | 293 STILLWATER RD, TROUTMAN, NC 28166-8696 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jun 17, 2023 |
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,208.00 | $752,587 Land $98,201 Building $654,386 | $752,587 Land $98,201 Building $654,386 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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