415 E Savoy St, Lecanto, FL 34461 Property Records

Citrus County property record for 415 E Savoy St, Lecanto, FL 34461

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,981 sqft · built 2016
Lot Size	0.964 acres (42,031 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2021)
Tax Bill	$3,999 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-31-0020-000A0-013.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-31-0020-000A0-013.0`
Alternative APNs	`3118S19E0020000A00130` `1626820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,981 sqft Living Area
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	42,031 sqft (0.964 acres)
Lot Dimensions	203 ft deep x 215 ft wide
Garage Area	380 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Patio Area	150 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1626820
Old Parcel Number	3118S19E0020000A00130
Street Address	415 E SAVOY ST
City	LECANTO
State	FL
Zip	34461-8768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR LOW DENSITY RESIDENT
Legal Description	KENSINGTON ESTS UNIT 2 PB 11 PG 66 LOT 13 BLK A
Legal Range	19E
Legal Township	18S
Legal Section	31
Legal Subdivision	KENSINGTON ESTATES UNIT 2
Legal Block	A
Legal Lot Number	13
Legal Unit	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2020
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 E SAVOY ST, LECANTO, FL 34461-8768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2021 · Amount on Record
Deed Sale	Oct 11, 2021 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	2021070313
Deed Book / Page	3214 / 843
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 11, 2021
Property Address	415 E SAVOY ST, LECANTO, FL 34461-8768
Document Number	0032140843
Book / Page	3214 / 843
Map Reference	MB 11 PG 66-70
Instrument Date	Oct 7, 2021
Instrument	2021070313
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	TROPICS TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10301 E TRAILS RD, FLORAL CITY, FL 34436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E SAVOY ST, LECANTO, FL 34461-8768

Mortgage

Document Number	0003214845
Date	Oct 11, 2021
Instrument	3214/845

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,999.00 (+0.53%) Homeowner's exemption Additional exemption filed	$296,282 (-1.26%) Land $35,900 Building $260,382	$296,282 (-1.26%) Land $35,900 Building $260,382
2024	$3,978.00 (+2.34%) Homeowner's exemption Additional exemption filed	$300,075 (+3.89%) Land $30,000 Building $270,075	$300,075 (+3.89%) Land $30,000 Building $270,075
2023	$3,887.00 (+3.19%) Homeowner's exemption Additional exemption filed	$288,850 (+15.95%) Land $28,000 Building $260,850	$288,850 (+15.95%) Land $28,000 Building $260,850
2022	$3,767.00 Additional exemption filed	$249,114 Land $21,400 Building $227,714	$249,114 Land $21,400 Building $227,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20