415 E Polk St, Cuba, IL 61427 Property Records

Fulton County property record for 415 E Polk St, Cuba, IL 61427

Property Summary

Property Type	Single Family Home
Lot Size	0.229 acres (9,993 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jun 2011)
Tax Bill	$2,777 (2024)
Deeds & Mortgages	Jun 2011 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-20-156-002`

Property Details

APN / Parcel Number

Primary APN	`13-13-20-156-002`

Exterior

Lot Area	9,993 sqft (0.229 acres)

Location & Zoning

Street Address	415 E POLK ST
City	CUBA
State	IL
Zip	61427-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWP: 32 SECT/LOT: 01 CENTERVILLE E1 2 2 ALL
Legal Subdivision	CENTERVILLE
Legal Lot Number	1
Jurisdiction	FULTON IL
Township / Civil Division	PUTMAN
Census Block Group	3
Census Block	3020
Census Tract	953200

Owner

Source: Fulton County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 E POLK ST, CUBA, IL 61427-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2011 · Amount on Record
Deed Sale	Jun 13, 2011 · Amount on Record
Prior Sale	Jul 1, 2005 · Amount on Record
Deed Document Number	201140347
Record Updated	Sep 20, 2026

June 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON IL
Recording Date	Jun 13, 2011
Property Address	415 E POLK ST, CUBA, IL 61427-9787
Document Number	1140347
Instrument Date	Jun 10, 2011
Instrument	1140347
Transaction Type	Transfer
Record Updated	Jun 21, 2021
Title Company	TERRILL TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 E POLK ST, 415, CUBA, IL 61427-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 S 3RD ST, CUBA, IL 61427-5305

Mortgage

Document Number	0001140348
Date	Jun 13, 2011
Instrument	1140348

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Jun 10, 2044

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Fulton County
County Subdivision	Putman Township
Municipality	Cuba City
Unified School District	Fulton County Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,400 (+13.56%) Land $2,010 Building $27,390	$88,288 (+13.56%) Land $6,036 Building $82,252
2024	$2,777.00	$25,890 (+4.52%) Land $1,770 Building $24,120	$77,747 (+4.52%) Land $5,315 Building $72,432
2022		$24,770 Land $1,690 Building $23,080	$74,384 Land $5,075 Building $69,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUBA serves 1,232 people · EPA ID IL0570300
Water Source	Purchased groundwater influenced by surface water from CANTON
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mid Century Telephone Cooperative, Nextlink.

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