415 E Phoenix St, Payson, AZ 85541 Property Records

Gila County property record for 415 E Phoenix St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,290 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2008)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`304-57-209`

Property Details

APN / Parcel Number

Primary APN	`304-57-209`
Alternative APNs	`R034358` `034358`

Interior

Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asbestos
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area
Patio Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R034358
Street Address	415 E PHOENIX ST
City	PAYSON
State	AZ
Zip	85541-5577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 10 TOWNSHIP: 10N RANGE: 10E LOT 9 OF PINON RIDGE UNIT ONE OF PLAT 680SE1/4 NW1/4 SEC 10 T10N R10E = 0.15(OUT OF PARCEL 304-19-308C THRU -308E)
Legal Range	10E
Legal Township	10N
Legal Section	10
Legal Subdivision	PINON RIDGE
Legal Lot Number	9
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	2
Census Block	2045
Census Tract	500

Owner

Source: Gila County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 E PHOENIX ST, PAYSON, AZ 85541-5577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 18, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIWELL INC
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2008 · Amount on Record
Deed Sale	Feb 13, 2008 · Amount on Record
Prior Sale	Jun 9, 2005 · Amount on Record
Deed Document Number	20081959
Last Transfer Date	May 3, 2026
Transfer Doc	0000004888
Record Updated	Oct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GILA AZ
Recording Date	May 18, 2026
Property Address	415 E PHOENIX ST, PAYSON, AZ 85541-5577
Document Number	0000004890
Instrument Date	May 3, 2026
Instrument	20264890
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GILA AZ
Recording Date	May 18, 2026
Property Address	415 E PHOENIX ST, PAYSON, AZ 85541-5577
Document Number	0000004888
Instrument Date	May 3, 2026
Instrument	20264888
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	415 E PHOENIX ST, PAYSON, AZ 85541-5577

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	415 E PHOENIX ST, PAYSON, AZ 85541-5577
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003945
Date	Apr 11, 2019
Instrument	2019-003945

Lender

Name	SIWELL INC
Type	Non-Lending Institution
Address	LUBBOCK, TX 79413

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	415 E PHOENIX ST, PAYSON, AZ 85541-5577
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E PHOENIX ST, PAYSON, AZ 85541-5577

Mortgage

Document Number	0000000322
Date	Jan 10, 2022
Instrument	2022-000322

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,103 (+2.57%) Land $6,010 Building $27,093	$331,028 (+2.58%) Land $60,102 Building $270,926
2025	$2,429.00 (+7.72%)
2024		$32,272 Land $5,702 Building $26,570	$322,713 Land $57,016 Building $265,697
2023	$2,255.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 80% of Arizona
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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